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685 Piney Creek Rd, Bellville, TX, 77418

--beds
0baths
2,078sqft
$699,000
$336price/sqft
$4,923/moest. monthly cost
$196,920/yrincome needed

About This Home

I'm tucked away on 5.75 beautiful acres in the highly desirable Piney Creek Community of Bellville where peaceful country living and thoughtful craftmanship come together. Built by Mill Creek Custom Homes, I was designed with quality, comfort, and gathering in mind. Inside, you'll find three spacious bedrooms, two full bathrooms, and an open, welcoming layout that makes everyday living feel effortless. My windows frame the beauty of the outdoors, while my back porch may just become your favorite place to start each morning with a cup of coffee. Step outside, and you'll discover room to breathe. My scattered mature trees provide shade and character, while the wide-open spaces offer endless possibilities. Large garden, family cookouts, Holiday gatherings, or simply enjoying the quiet sounds of nature. I've been lovingly cared for, from the inside out. Come sit on my back porch, take in the view, and see why you should call this area Home.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

5/10
6/10
6/10
Bellville High SchoolGrades 9-127.4 mi

Construction

Condition

  • Year built: 2018

Type & Style

  • Home type: SingleFamily
  • Property subType: Farm

Interior

Bedroom

  • Level: First

Bedroom

  • Level: First

Dining Room

  • Level: First

Heating & Cooling

  • Heating features: Propane
  • Cooling features: Electric

Interior Area

  • Total structure area: 2,078
  • Total interior livable area: 2,078 sqft

Living Room

  • Level: First

Other

  • Level: First

Primary Bath

  • Level: First

Primary Bedroom

  • Level: First

Utility Room

  • Level: First

Property

Details

  • Parcel number: R000008703

Lot

  • Lot size: 5.75 Acres
  • Features: 5 Up to 10 Acres

Parking

  • Total spaces: 4
  • Parking features: Attached Carport
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 4
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Lightning
Strong Wind
Hail
Hurricane
Heat Wave
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,534$42,408
Home Insurance *$417$5,004
Property Taxes $734$8,808
Electricity $238$2,859
Total$4,923$59,076
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$168,788/yr
40% on housing$147,690/yr
45% on housing$131,280/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -3.9%
-3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$336This listing

vs Other Active Listings

Avg $/sqft

ZIP 77418$315
Austin County$356

vs Homes Sold Last Month

Median $/sqft

ZIP 77418$184
Austin County$176

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-26Listed for sale$699,000

For Sale by Agent

AgentKimberly Janosky
Brokerage1851 Properties, Inc

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