12803 Fm 322, Elkhart, TX, 75839
About This Home
Welcome to your private East Texas retreat just outside of Palestine! Situated on nearly 40 beautiful acres, this 4-bedroom, 3-bath home offers the perfect blend of space, comfort, and country living. Perched on one of the highest points in Anderson County, the property captures scenic views and a sense of privacy that's hard to find. Inside, you'll find generous living areas, including a warm and inviting den with rich wood paneling and a classic brick fireplace—perfect for relaxing or gathering with family and friends. The home features a flexible layout with spacious bedrooms and multiple living spaces to suit various needs. Step outside to enjoy wide-open acreage complete with a small pond tucked behind the home, ideal for peaceful views, outdoor recreation, or simply enjoying the natural surroundings. The property also offers a covered carport and plenty of room for animals, gardening, or future improvements. Whether you're looking for a full-time residence, a weekend getaway, or a place to create your own ranch-style lifestyle, this property offers privacy, charm, and endless possibilities in the heart of East Texas.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1986
Materials
- Foundation: Slab
- Roof: Composition
- Construction materials: Brick Veneer
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch,Traditional
- Property subType: Residential
Interior
Appliances
- Appliances included: 2 or More Water Heaters,Dishwasher
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Features
- Walk-In Closet(s),Ceiling Fan(s),Raised Panel Cabinets,Split Bedroom/Plan,Breakfast Bar
- Door features: Storm Door(s)
- Window features: Bay Window(s),Double Pane Windows
- Flooring: Carpet,Parquet
- Number of fireplaces: 1
- Fireplace features: One
- Fireplace: Yes
Heating & Cooling
- Heating features: Natural Gas,Central
- Cooling features: Electric
Interior Area
- Total structure area: 2,810
- Total interior livable area: 2,810 sqft
Property
Details
- Parcel number: 21578, 11322
Features
- Exterior features: Dogwood Trees
- Fencing: Barbed Wire,Cross Fenced
- Has view: Yes
- Waterfront features: Lake Site(s),Creek(s)/Stream(s)
Lot
- Lot size: 39.79 Acres
- Features: Wooded,Pasture
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Cold Wave
- Lightning
- Strong Wind
- Drought
- Heat Wave
- Ice Storm
- Wildfire
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,419 | $53,028 |
| Home Insurance * | $1,877 | $22,524 |
| Property Taxes | $126 | $1,512 |
| Electricity | $308 | $3,702 |
| Total | $6,730 | $80,760 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-12 | Listed for sale | $890,000 |
View on Zillow