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442 Martha St, Bullard, TX, 75757

1beds
1baths
640sqft
$120,000
$188price/sqft
$972/moest. monthly cost
$38,880/yrincome needed

About This Home

Welcome to your own private Oasis, complete with stunning sunset views overlooking Lake Palestine. You will see deer meandering by frequently amid the peaceful and serene surroundings. This home is designed with outdoor living in mind, especially outback in the private, fence in garden with firepit and fountain. There is plenty of storage with the 12x16 metal building outback to store equipment for lawn care and toys to use while fishing, swimming, boating. The lake is just across the street. Lovely neighbors and inviting atmosphere, whether this your full time home, or a weekend getaway. Set up comfortably for 1-4 people to enjoy. Community amenities include Boat Launch, Fishing Pier, Pool, Multiple areas for picnic and BBQ outdoors, Park, and much much more. Time to secure your Lake Home just in time for Summer.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

--
Bullard Primary SchoolGrades PK-K6.8 mi
8/10
Bullard Middle SchoolGrades 7-86.8 mi
7/10
Bullard High SchoolGrades 9-127.5 mi

Construction

Condition

  • Year built: 2012

Materials

  • Foundation: Other/See Remarks
  • Roof: Composition
  • Construction materials: Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Range/Oven-Electric,Dishwasher

Bathroom

  • Features: Shower/Tub

Bedroom

  • Features: Other/See Remarks

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceiling Fan(s)
  • Window features: Blinds
  • Flooring: Carpet,Vinyl Plank
  • Fireplace features: None

Heating & Cooling

  • Heating features: Other/See Remarks
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 640
  • Total interior livable area: 640 sqft

Kitchen

  • Features: Kitchen/Eating Combo

Property

Details

  • Parcel number: 531943000
  • Special condition: Fees/Assessments Required

Features

  • Levels: One
  • Stories: 1
  • Pool features: Chlorine,Fenced
  • Patio & porch: Porch
  • Exterior features: Gutter(s),Lighting
  • Fencing: Wood,Metal,Partial
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • Waterbody name: Lake Palestine

Lot

  • Features: Subdivision Lot

Parking

  • Parking features: Garage Faces Front
  • Has garage: Yes
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Heat Wave
Inland Flooding
Ice Storm
Tornado
Wildfire
Winter Weather

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $606$7,272
Home Insurance *$81$972
Property Taxes $47$564
Electricity $238$2,859
Total$972$11,664
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$33,325/yr
40% on housing$29,160/yr
45% on housing$25,920/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.1%
4.1%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$188This listing

vs Other Active Listings

Avg $/sqft

ZIP 75757$195
Cherokee County$184

vs Homes Sold Last Month

Median $/sqft

ZIP 75757$187
Cherokee County$121

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-20Price change$134,900
2026-03-15Price change$1,348,900
2026-03-15Listed for sale$134,900
2017-08-28Sold--

For Sale by Agent

AgentAngela Moore
BrokerageSouthern Charm Real Estate

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