See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1118 Private Road 425, Whitewright, TX, 75491

3beds
2baths
1,825sqft
$585,000
$321price/sqft
$4,275/moest. monthly cost
$171,000/yrincome needed

About This Home

Choose 2% (Up to $10,000) Lender Credit OR a 12 month intro rate 1% below market with use of our preferred lender. Discover the serene beauty of rural Texas living at 1118 Private Road 425, a charming retreat nestled in the tranquil countryside of Fannin County, Whitewright. This inviting 1,825 sq ft home, built in 1986, offers a perfect blend of cozy comfort and endless potential, ideal for those seeking a peaceful escape with room to grow. The residence features 2 spacious bathrooms and well-designed living spaces, perfect for relaxing or entertaining. This home carries a warm, lived-in feel, ready for your personal touch. The interior, though in need of some modern updates, boasts a classic layout, providing a canvas for your dream home. Imagine customizing the space to reflect your style while preserving its rustic charm. Step outside to embrace the expansive acreage surrounding the property, offering boundless opportunities for outdoor enthusiasts. A standout feature is the pond, newly constructed in 2024, adding a picturesque element to the landscape. Whether you're envisioning a thriving garden, space for livestock, or simply a spot to enjoy fishing or quiet reflection under Whitewright’s starry skies, this property delivers. The open land is perfect for those craving privacy and the freedom to create their own rural oasis. Conveniently located, the property provides easy access to major highways like US 82 and US 69, making commutes to nearby Sherman (20 minutes) or Greenville (30 minutes) a breeze for shopping, dining, or work. This is more than a home—it’s a lifestyle. With its blend of seclusion, natural beauty, and proximity to modern conveniences, it offers a rare opportunity to own a slice of Texas paradise. Don’t miss your chance to transform this property into your forever home or weekend get-a-way.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

5/10
Savoy Elementary SchoolGrades PK-62.6 mi
5/10
Savoy High SchoolGrades 7-122.6 mi

Construction

Condition

  • Year built: 1986

Materials

  • Foundation: Slab
  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Electric Water Heater,Microwave

Bedroom

  • Level: First
  • Dimensions: 14 x 10

Bedroom

  • Level: First
  • Dimensions: 12 x 10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Bonus Room

  • Level: First
  • Dimensions: 20 x 14

Dining Room

  • Level: First
  • Dimensions: 14 x 14

Features

  • Cable TV
  • Flooring: Luxury Vinyl Plank,Tile

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric

Interior Area

  • Total interior livable area: 1,825 sqft

Kitchen

  • Level: First
  • Dimensions: 14 x 14

Laundry

  • Level: First
  • Dimensions: 14 x 5

Living Room

  • Level: First
  • Dimensions: 14 x 12

Living Room

  • Level: First
  • Dimensions: 17 x 16

Master Bedroom

  • Level: First
  • Dimensions: 14 x 14

Property

Details

  • Parcel number: 000000073947
  • Exclusions: Personal items and equipment

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered
  • Fencing: Barbed Wire,Other
  • Residential vegetation: Brush,Cleared,Grassed,Partially Wooded

Lot

  • Lot size: 15 Acres

Parking

  • Total spaces: 4
  • Parking features: Detached Carport,Driveway
  • Covered spaces: 4
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Drought
Hail
Heat Wave
Ice Storm
Strong Wind
Cold Wave
Lightning
Winter Weather

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,958$35,496
Home Insurance *$585$7,020
Property Taxes $494$5,928
Electricity $238$2,859
Total$4,275$51,300
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$146,571/yr
40% on housing$128,250/yr
45% on housing$114,000/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 4.1%
4.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$321This listing

vs Other Active Listings

Avg $/sqft

ZIP 75491$154
Fannin County$185

vs Homes Sold Last Month

Median $/sqft

ZIP 75491$174
Fannin County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Price change$585,000
2026-03-02Listed for sale$600,000
2026-03-01Listing removed$600,000
2026-01-28Price change$600,000
2025-10-20Price change$625,000
2025-09-22Listed for sale$650,000
2018-10-14Listing removed$210,000
2018-08-08Pending sale$210,000
2018-07-19Listed for sale$210,000

For Sale by Agent

AgentCharlie Crane
BrokerageRE/MAX CORNERSTONE

Similar Homes