See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

10 Lost Cir, Coldspring, TX, 77331

4beds
4baths
2,381sqft
$469,900
$197price/sqft
$3,584/moest. monthly cost
$143,360/yrincome needed

About This Home

Welcome to elevated lake living in the gated community of Cape Royale! This stunning 2020 custom-built home features an open-concept layout with soaring ceilings, abundant natural light, quartz countertops, oversized island, ample cabinetry, and Samsung stainless steel appliances. The spacious downstairs primary suite offers peaceful wooded views and a spa-like ensuite with double vanities, soaking tub, frameless glass shower, and walk-in closet. A second downstairs bedroom also features a private ensuite. Upstairs offers two additional bedrooms connected by a Jack-and-Jill style bathroom. Enjoy Cape Royale’s resort-style amenities including a marina, boat ramp, pool, fitness center, tennis and pickleball courts, and golf cart-friendly streets.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

5/10
3/10
3/10

Construction

Condition

  • Year built: 2020

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Composition
  • Construction materials: Stone,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Refrigerator,Electric Oven,Trash Compactor,Microwave,Electric Cooktop,Dishwasher
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedroom

  • Level: Second
  • Area: 153.387
  • Dimensions: 11.7 x 13.11

Bedroom

  • Level: Second
  • Area: 263.6421
  • Dimensions: 20.11 x 13.11

Bedroom

  • Level: First
  • Area: 132.411
  • Dimensions: 10.10 x 13.11

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: First
  • Area: 188.18
  • Dimensions: 9.7 x 19.4

Features

  • Balcony,High Ceilings,2 Bedrooms Up,Primary Bed - 1st Floor,Walk-In Closet(s)
  • Window features: Insulated/Low-E windows
  • Flooring: Laminate

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 2,381
  • Total interior livable area: 2,381 sqft

Kitchen

  • Level: First
  • Area: 376.36
  • Dimensions: 19.4 x 19.4

Living Room

  • Level: First
  • Area: 337.56
  • Dimensions: 17.4 x 19.4

Other

  • Level: First
  • Area: 22.5
  • Dimensions: 4.5 x 5

Other

  • Level: Second
  • Area: 107.9
  • Dimensions: 13 x 8.3

Other

  • Level: First
  • Area: 39
  • Dimensions: 7.8 x 5

Primary Bath

  • Level: First
  • Area: 68.5
  • Dimensions: 13.7 x 5

Primary Bedroom

  • Level: First
  • Area: 171.741
  • Dimensions: 13.1 x 13.11

Utility Room

  • Level: First
  • Area: 40
  • Dimensions: 5 x 8

Property

Details

  • Parcel number: 52238

Features

  • Stories: 2
  • Patio & porch: Porch

Lot

  • Features: Back Yard,Cul-De-Sac,Wooded,1/2 Up to 1 Acre

Parking

  • Parking features: No Garage,Double-Wide Driveway,Driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave
Inland Flooding
Strong Wind
Hurricane
Heat Wave
Ice Storm

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,376$28,512
Home Insurance *$487$5,844
Property Taxes $460$5,520
Electricity $261$3,137
Total$3,584$43,008
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$122,880/yr
40% on housing$107,520/yr
45% on housing$95,573/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.9%
3.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -3.9%
-3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$197This listing

vs Other Active Listings

Avg $/sqft

ZIP 77331$150
San Jacinto County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 77331
San Jacinto County$122

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-03Price change$469,900
2026-06-13Price change$480,000
2026-05-15Listed for sale$490,000
2021-04-20Sold--
2021-03-08Pending sale$349,990
2021-02-26Price change$349,990
2021-01-14Price change$374,990
2020-12-29Price change$387,990
2020-12-08Listed for sale$387,500

For Sale by Agent

AgentMaloree Reed
BrokeragePremier Property Group

Similar Homes