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101 Fair Haven St, Ridgeley, WV, 26753

4beds
1baths
1,584sqft
$249,900
$158price/sqft
$1,778/moest. monthly cost
$71,120/yrincome needed

About This Home

What does a slice of WV almost heaven look like? it looks like 101 Fair Haven St in Ridgeley!, Located within minutes to The Frankfort Schools and a convenient daycare nearly in your front yard, this 4 bedroom home is merely awaiting your personal touches. Spacious living downstairs with a convenient wood stove to enjoy those winter evenings, or the rear deck to enjoy your peaceful surroundings. BBQ on your deck in the summer and enjoy the outdoors! While you are enjoying the great outdoor space here, reap the benefit of the apple and pear trees right in your own yard! Great location at the end of the street! Come and see for yourself! This is not going to last long....you need to take a look and love it for yourself! Fast!

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

6/10
Frankfort Middle SchoolGrades 5-80.6 mi
10/10
Frankfort High SchoolGrades 9-120.3 mi

Construction

Condition

  • Year built: 1987

Materials

  • Foundation: Block
  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Range Hood,Oven/Range - Electric,Microwave,Electric Water Heater
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Other,Partially Finished,Windows,Connecting Stairway,Partial

Bathroom1

  • Level: Main

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedroom3

  • Level: Main

Bedroom4

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 3

Family Room

  • Level: Lower

Features

  • Dining Area,Eat-in Kitchen
  • Flooring: Carpet
  • Fireplace features: Wood Burning Stove
  • Finished area below ground: 550
  • Finished area above ground: 1,034

Heating & Cooling

  • Heating features: Baseboard,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,584
  • Total interior livable area: 1,584 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Recreation Room

  • Level: Lower

Utility Room

  • Level: Lower

Property

Accessibility

  • Accessibility features: Accessible Approach with Ramp

Details

  • Parcel number: 04 18B001100000000
  • Zoning: 101
  • Special condition: Standard

Features

  • Levels: Split Foyer,Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 0.30 Acres

Parking

  • Parking features: Off Street,Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Hail
    HailModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Hail
Landslide
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across West Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,263$15,156
Home Insurance *$174$2,088
Property Taxes $160$1,920
Electricity $181$2,178
Total$1,778$21,336
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$60,960/yr
40% on housing$53,340/yr
45% on housing$47,413/yr

West Virginia FAIR Plan Programs

West Virginia Essential Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 260Commercial: 43
Total Premiums$274,000
Total Exposure$30.03M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 8.0%
8.0%
0%15.0%
Property Taxes Growth Rate2-year average: -5.3%
-5.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$158This listing

vs Other Active Listings

Avg $/sqft

ZIP 26753$148
Mineral County$147

vs Homes Sold Last Month

Median $/sqft

ZIP 26753$124
Mineral County$108

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Price change$239,900
2026-07-17Listed for sale$249,900

For Sale by Agent

AgentRosalind Morris
BrokerageAbility Real Estate Service

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