




353 Overlook Ter, Keyser, WV, 26726
About This Home
Coming Soon - Some properties have a view. This one has a front-row seat. Set high above the valley on 21.78 acres, this 2,156 sq. ft. mountain home delivers the kind of setting that immediately separates it from the pack. Big sky, rolling ridgelines, mature hardwoods, privacy, and a view that feels like it goes on forever. This is not another ordinary home with acreage. This is a true overlook property with presence. The home has the right mountain feel from the moment you step inside. The main living area is anchored by a massive stone fireplace and finished with vaulted wood ceilings, hardwood floors, and an open layout that brings the living room, dining area, and kitchen together in one comfortable gathering space. With 3 bedrooms, 2.5 bathrooms, and a spacious upper loft, the floor plan offers plenty of room for full-time living, weekend use, family, guests, or a quiet retreat from everything below. The covered porch space is a major part of the lifestyle here. Morning coffee, evening sunsets, long-range views, cool mountain air, and total privacy are all part of the package. The land gives you nearly 22 acres of wooded mountain ground to enjoy, explore, and control, without feeling isolated from the real world. The detached garage is not an afterthought. At approximately 1,500 sq. ft., it provides serious space for vehicles, equipment, tools, ATVs, side-by-sides, a workshop, or storage for everything that comes with owning a rural property. That kind of garage space dramatically expands the usefulness of the property. The location ties it all together. You get the feel of a private mountain retreat while remaining very close to ABL/ATK and only minutes from LaVale and Cumberland, Maryland. Shopping, restaurants, employment, medical services, and everyday conveniences are all within easy reach. This property has altitude, acreage, character, utility, and access. It is part home, part retreat, part mountain escape, and part practical rural setup. For the buyer who wants the view, the garage, the land, and the convenience, this one checks boxes most properties never touch.
Getting Around
Schools
Construction
Condition
- Year built: 1991
Materials
- Foundation: Block
- Roof: Shingle
- Construction materials: Vinyl Siding,Frame,Stone
Type & Style
- Home type: SingleFamily
- Architectural style: Cape Cod
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Water Heater
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Full,Partially Finished
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 2
- Main level bedrooms: 1
Features
- Dry Wall,Wood Walls
- Flooring: Hardwood,Carpet,Vinyl
- Number of fireplaces: 1
- Fireplace features: Stone
- Fireplace: Yes
- Finished area above ground: 2,156
Heating & Cooling
- Heating features: Baseboard,Electric
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 2,156
- Total interior livable area: 2,156 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: NO TAX RECORD
- Zoning: NO ZONING
- Special condition: Standard
Features
- Levels: One and One Half
- Stories: 1
- Pool features: None
- Has view: Yes
- View description: Valley,Scenic Vista,Panoramic,Mountain(s)
Lot
- Lot size: 21.79 Acres
- Features: Wooded,Secluded,Rural,Private,Premium,Mountainous,Hunting Available
Parking
- Total spaces: 7
- Parking features: Oversized,Garage Faces Front,Gravel,Driveway,Detached
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
- Has uncovered spaces: Yes
- Uncovered spaces: 4
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Hail
- Landslide
- Lightning
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across West Virginia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,791 | $45,492 |
| Home Insurance * | $443 | $5,316 |
| Property Taxes | $745 | $8,940 |
| Electricity | $223 | $2,680 |
| Total | $5,202 | $62,424 |
Income You'd Need if You Spent...
West Virginia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-01-10 | Listing removed | $749,900 |
| 2025-04-28 | Price change | $749,900 |
| 2024-07-15 | Listed for sale | $849,000 |
| 1996-10-01 | Sold | $15,000 |
