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314 N Kensington Ave, Kansas City, MO, 64123

4beds
2baths
1,936sqft
$159,000
$82price/sqft
$1,320/moest. monthly cost
$52,800/yrincome needed

About This Home

Beautiful spacious 1.5 story, nestled in the most coveted part of the northeast! Covered from porch, Large living and dining room with wood floors. Updated kitchen cabinets, tile back splash, and sink fixture. Full & half baths updated. Tile floors and shower wall. Plenty of old world charm, wood beam ceilings, extra wide trim and mouldings.Roof replaced 2020, HVAC 2021, Water heater replaced 2024! Parking behind house, basement has additional area for extra work space! Lots of new here! Run comps- This one is priced to sell!

Getting Around

36
WalkingCar-Dependent
31
TransitSome Transit
34
BikeSomewhat Bikeable

Schools

6/10
2/10
Northeast Middle SchoolGrades 7-80.7 mi
2/10
Northeast High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1911

Materials

  • Roof: Composition
  • Construction materials: Concrete,Frame,Metal Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Exhaust Fan,Refrigerator,Gas Range

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access

Bathroom1

  • Features: Ceramic Tiles
  • Level: Second

Bathroom4

  • Features: All Carpet
  • Level: Second

Bedroom2

  • Features: All Carpet
  • Level: Second

Bedroom3

  • Features: All Carpet
  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Features: Wood Floor
  • Level: Main

Family Room

  • Features: Wood Floor
  • Level: Main

Features

  • Window features: Thermal Windows
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,936

Half Bath

  • Features: Ceramic Tiles
  • Level: Main

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Electric

Interior Area

  • Total structure area: 1,936
  • Total interior livable area: 1,936 sqft

Kitchen

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 13820143100000000

Lot

  • Lot size: 3,920 sqft
  • Lot size dimensions: 4021

Parking

  • Parking features: Other,Shared Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate

How This Home’s Risks Compare

Heat Wave
Tornado
Cold Wave
Hail

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $803$9,636
Home Insurance *$221$2,652
Property Taxes $149$1,788
Electricity $147$1,774
Total$1,320$15,840
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$45,257/yr
40% on housing$39,600/yr
45% on housing$35,200/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$82This listing

vs Other Active Listings

Avg $/sqft

ZIP 64123$94
Jackson County$160

vs Homes Sold Last Month

Median $/sqft

ZIP 64123$92
Jackson County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-06Listed for sale$159,000

For Sale by Agent

AgentGus Al Salman
BrokeragePlatinum Realty LLC

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