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5 Summit St, Eureka Springs, AR, 72632

4beds
4baths
2,225sqft
$550,000
$247price/sqft
$3,588/moest. monthly cost
$143,520/yrincome needed

About This Home

Charming 2 Story Victorian home, CIRCA 1883, with a lovely guest cottage that is centrally located on the Upper Historic Loop in Eureka Springs just blocks from the Crescent Hotel and downtown shopping and dinning. The 3BR/3BA home has original heart pine flooring, gorgeous pocket doors and historic charm that you just can't fake. The family chef will enjoy the kitchen upgrades including granite counters, glass tile back splash and stainless steel appliances. Multiple decks, porches, & private gardens are perfect for outdoor entertaining. The rear deck will have you feeling like you live in a tree house! Continue operating this successful grandfathered B&B or enjoy a private residence complete with a luxurious guest cottage. Well maintained with new exterior paint, newer roof, storm windows and two mini splits. Lots of storage in the walkout basement and also in the garden shed. Fenced in back yard is perfect for pets and privacy. Trolley stop is just steps from the front door and there is off street parking for 6

Getting Around

58
WalkingSomewhat Walkable
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

9/10
8/10

Construction

Condition

  • Year built: 1895

Materials

  • Foundation: Crawlspace,Stone,Cellar
  • Roof: Architectural,Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Disposal,Gas Range,Gas Water Heater,Refrigerator,Range Hood,ENERGY STAR Qualified Appliances,Plumbed For Ice Maker
  • Laundry features: Washer Hookup,Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Partial,Unfinished,Walk-Out Access,Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Attic,Built-in Features,Ceiling Fan(s),Cathedral Ceiling(s),Granite Counters,Storage,Window Treatments
  • Window features: Blinds
  • Flooring: Carpet,Laminate,Wood
  • Number of fireplaces: 3
  • Fireplace features: Electric,Gas Starter
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Ductless,Electric,Gas
  • Cooling features: Ductless,Electric,Window Unit(s)

Interior Area

  • Total structure area: 2,225
  • Total interior livable area: 2,225 sqft

Property

Details

  • Parcel number: 92501040000
  • Zoning description: Residential
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Balcony,Covered,Deck,Patio,Porch
  • Exterior features: Gravel Driveway
  • Fencing: Back Yard
  • Has view: Yes
  • Waterfront features: None

Lot

  • Lot size: 6,534 sqft
  • Features: Central Business District,City Lot,Landscaped,Views

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Ice Storm
Cold Wave
Lightning
Strong Wind
Tornado
Winter Weather
Hail
Heat Wave
Inland Flooding
Landslide

FEMA Declared Disasters Across Arkansas Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,781$33,372
Home Insurance $408$4,896
Property Taxes $238$2,856
Electricity $161$1,933
Total$3,588$43,056

Income You'd Need if You Spent...

35% on housing$123,017/yr
40% on housing$107,640/yr
45% on housing$95,680/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 7.1%
7.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$247This listing

vs Other Active Listings

Avg $/sqft

ZIP 72632$266
Carroll County$203

vs Homes Sold Last Month

Median $/sqft

ZIP 72632
Carroll County$177

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-26Listed for sale$550,000
2021-01-13Sold$365,000
2020-10-10Price change$384,500
2020-07-30Listed for sale$379,900
2008-12-15Sold$320,000
2006-06-15Sold$225,000
2003-04-22Sold$175,000
2000-11-16Sold$145,000
1997-02-11Sold$135,000

For Sale by Agent

AgentLyla Allison
BrokerageKeller Williams Market Pro Realty Branch Office

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