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34 Bluff St W, Higden, AR, 72067

5beds
4baths
3,600sqft
$1,199,000
$333price/sqft
$7,546/moest. monthly cost
$301,840/yrincome needed

About This Home

Talk About a Fun Place to Entertain your Guests!! LAKEFRONT, Gated entrance, **PRIVATE 2-STALL BOAT DOCK, TWO Boat Lifts , & TWO Jetski Pads**, (Corp. Permits were just renewed this year - 2026). Wood Burning Fireplace (main level living room), gas fireplace (Downstairs living room), Game room could easily be used as a 6th bedroom/Bunkroom, 3 full baths, one 1/2 bath, side load ATV garage, Architectural Shingle Roof (2019), New HVAC systems in 2020, New water heater 2021, Washer & Dryer, New built in ice maker in kitchen 2021 , Decking Replaced 2020. Shuffle Board & Pool Table stay along with the kitchen appliances & a number of other furnishings listed under docs. (See Virtual Tour, House Layout, more pictures, etc. in Virtual Tour Link & survey under 'Docs').

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

6/10
7/10
West Side High SchoolGrades 7-125.4 mi

Construction

Condition

  • Year built: 2003

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Log

Type & Style

  • Home type: SingleFamily
  • Architectural style: Log Cabin
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Electric Range,Dishwasher,Refrigerator,Washer,Dryer,Electric Water Heater
  • Laundry features: Washer Hookup,Electric Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Finished,Walk-Out Access,Heated,Cooled

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Features: Separate Dining Room,Eat-in Kitchen,Breakfast Bar

Features

  • Walk-In Closet(s),Balcony/Loft,Walk-in Shower,Breakfast Bar,Sheet Rock Ceiling,Wood Ceiling,Primary Bedroom/Main Lv
  • Window features: Insulated Windows
  • Flooring: Tile,Luxury Vinyl
  • Fireplace features: Woodburning-Site-Built,Gas Logs Present
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Propane
  • Cooling features: Electric

Interior Area

  • Total structure area: 3,600
  • Total interior livable area: 3,600 sqft

Property

Details

  • Parcel number: 00204961000

Features

  • Levels: Multi/Split
  • Patio & porch: Deck
  • Exterior features: Rain Gutters,Dock
  • Has spa: Yes
  • Spa features: Whirlpool/Hot Tub/Spa
  • Has view: Yes
  • View description: Mountain(s),Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Dock,Dock - Covered,2 Stalls,Hoist/Lift,Dock Private,Boat Slip,Lake Front,Lake,River
  • Waterbody name: River: Little Red River (Arkansas),Lake: Greers Ferry

Lot

  • Lot size: 0.87 Acres
  • Features: Sloped,Rural Property,Resort Property,River/Lake Area

Parking

  • Parking features: Parking Pad,Golf Cart Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Tornado
Strong Wind
Winter Weather

FEMA Declared Disasters Across Arkansas Counties

Flood
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,062$72,744
Home Insurance $755$9,060
Property Taxes $469$5,628
Electricity $260$3,128
Total$7,546$90,552

Income You'd Need if You Spent...

35% on housing$258,720/yr
40% on housing$226,380/yr
45% on housing$201,226/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: -2.9%
-2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$333This listing

vs Other Active Listings

Avg $/sqft

ZIP 72067$147
Cleburne County$174

vs Homes Sold Last Month

Median $/sqft

ZIP 72067
Cleburne County$176

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-20Price change$1,199,000
2026-06-15Listed for sale$1,290,000
2021-07-30Sold$850,000
2021-07-30Contingent$850,000
2021-06-24Listed for sale$850,000

For Sale by Agent

AgentAmber S Wilson
BrokerageDonham Realty

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