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522 Kensington Ave, Kansas City, MO, 64124

4beds
4baths
1,826sqft
$135,000
$74price/sqft
$1,148/moest. monthly cost
$45,920/yrincome needed

About This Home

Don’t wait to own this house. Many spaces for living usage and Three kitchens and Four bathrooms (the first floor contains living room, dining room , primary bedroom. In addition other Two Rooms and Two full bathroom and Two kitchens one of them is walk out to the side yard and lead to the basement. The second floor has a living room and full bathroom room and bedroom room. The basement has non conforming room and bathroom and kitchen and living room with one car garage.

Getting Around

69
WalkingSomewhat Walkable
37
TransitSome Transit
40
BikeSomewhat Bikeable

Schools

6/10
2/10
Northeast Middle SchoolGrades 7-80.4 mi
2/10
Northeast High SchoolGrades 9-120.3 mi

Construction

Condition

  • Year built: 1909

Materials

  • Roof: Composition
  • Construction materials: Concrete

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: Concrete

Bathroom1

  • Level: First

Bathroom2

  • Level: First

Bathroom3

  • Level: Second

Bathroom4

  • Level: Basement

Bedroom2

  • Level: First

Bedroom3

  • Level: First

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4

Bonus Room

  • Level: Basement

Dining Room

  • Level: First

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,826

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Electric

Interior Area

  • Total structure area: 1,826
  • Total interior livable area: 1,826 sqft

Kitchen

  • Level: First

Kitchen2Nd

  • Level: First

Living Room

  • Level: First

Living Room

  • Level: Second

Master Bedroom

  • Level: First

Other

  • Level: Basement

Property

Details

  • Parcel number: 13830261700000000

Lot

  • Lot size: 4,356 sqft

Parking

  • Total spaces: 1
  • Parking features: Basement
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate

How This Home’s Risks Compare

Heat Wave
Tornado
Cold Wave
Hail

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $682$8,184
Home Insurance *$198$2,376
Property Taxes $127$1,524
Electricity $141$1,693
Total$1,148$13,776
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$39,360/yr
40% on housing$34,440/yr
45% on housing$30,613/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$74This listing

vs Other Active Listings

Avg $/sqft

ZIP 64124$141
Jackson County$160

vs Homes Sold Last Month

Median $/sqft

ZIP 64124$125
Jackson County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-02Listed for sale$142,000
2026-05-01Listing removed$140,000
2026-04-16Price change$140,000
2026-02-14Price change$155,000
2026-01-26Price change$160,000
2025-11-10Listed for sale$165,000
2023-07-26Listing removed--
2023-05-08Price change$169,000
2023-05-04Listed for sale$189,000
2023-05-03Listing removed--
2023-05-02Listed for sale$189,000
2023-01-31Contingent$189,000
2022-11-08Price change$189,000
2022-07-29Listed for sale$200,000
2019-08-21Sold--
2019-02-28Sold--

For Sale by Agent

AgentAbbas Altaie
BrokerageChartwell Realty LLC

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