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2341 Gatts Ridge Road, Proctor, WV, 26055

3beds
1baths
1,586sqft
$250,000
$158price/sqft
$1,762/moest. monthly cost
$70,480/yrincome needed

About This Home

Enjoy peaceful country living in this well-maintained 3-bedroom Ranch situated on 1.39 private acres in Marshall County. This home offers a 2-car integral garage, a spacious yard, and a garden ready for your favorite flowers or vegetables. Recent updates include a new furnace and central A/C (2023) and a new leach field (May 2026), providing added peace of mind. The primary bedroom also includes plumbing for a future half bath, offering an excellent opportunity to add value and convenience. Privacy, comfort, and potential all in one! Don't Miss Your Opportunity! Schedule a Showing Today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

3/10
8/10
John Marshall High SchoolGrades 9-128.9 mi

Construction

Condition

  • Year built: 1981

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full

Bathroom1

  • Level: First

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedroom3

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: First

Features

  • Finished area above ground: 1,586

Heating

  • Heating features: Electric,Forced Air,Propane

Interior Area

  • Total structure area: 1,586
  • Total interior livable area: 1,586 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 2505000500040001

Features

  • Levels: One

Lot

  • Lot size: 1.39 Acres
  • Lot size dimensions: 1.39 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Hail
Ice Storm
Landslide
Strong Wind
Tornado

FEMA Declared Disasters Across West Virginia Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,264$15,168
Home Insurance *$186$2,232
Property Taxes $131$1,572
Electricity $181$2,178
Total$1,762$21,144
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$60,411/yr
40% on housing$52,860/yr
45% on housing$46,986/yr

West Virginia FAIR Plan Programs

West Virginia Essential Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 260Commercial: 43
Total Premiums$274,000
Total Exposure$30.03M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.7%
4.7%
0%30.0%
Electricity Growth Rate10-year average: 8.0%
8.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$158This listing

vs Other Active Listings

Avg $/sqft

ZIP 26055
Marshall County$79

vs Homes Sold Last Month

Median $/sqft

ZIP 26055$122
Marshall County$94

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-02Listed for sale$250,000

For Sale by Agent

AgentNate Harler
BrokerageHarvey Goodman Realtors

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