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706 W 3rd Street, Kill Devil Hills, NC, 27948

2beds
2baths
864sqft
$499,900
$579price/sqft
$3,109/moest. monthly cost
$124,360/yrincome needed

About This Home

Charming coastal cottage in the heart of Kill Devil Hills! Ideally located just minutes from public beach access, this updated home features granite countertops, stainless steel appliances, refreshed bathrooms, and a welcoming front porch shaded by a beautiful live oak. Situated on a corner lot, you'll enjoy easy access to the beach, Bay Drive, restaurants, shopping, and all the best of the Outer Banks. Whether you're looking for a primary residence, second home, or investment property, this move-in-ready home offers the perfect blend of comfort, convenience, and coastal charm

Getting Around

46
WalkingCar-Dependent
0
TransitVery Limited Transit
61
BikeBikeable

Schools

6/10
9/10
7/10
First Flight High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 1978

Materials

  • Foundation: Other,Pilings
  • Roof: Architectural Shingle
  • Construction materials: Shake Siding,Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Microwave,Washer,Dryer,Electric Range
  • Laundry features: Dryer Hookup,Washer Hookup

Basement

  • Basement: None

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Bonus Room

  • Level: First

Features

  • High Ceilings,Solid Surface,Kitchen Island,Ceiling Fan(s),Blinds/Shades,Smart Thermostat
  • Flooring: Carpet,Tile
  • Attic: None

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air,Ceiling Fan(s),Heat Pump

Interior Area

  • Total structure area: 864
  • Total interior livable area: 864 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 002427000
  • Zoning: RL
  • Special condition: Standard

Features

  • Levels: One
  • Patio & porch: Deck
  • Fencing: None
  • Has view: Yes
  • View description: None
  • Waterfront features: None
  • Frontage type: See Remarks
  • Living area range: 800 - 999

Lot

  • Lot size: 6,970 sqft
  • Features: Corner Lot,Shopping Nearby
  • Lot size dimensions: 61 x 124

Parking

  • Parking features: Concrete,Off Street,Attached Carport
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherVery High
  • Coastal Flooding
    Coastal FloodingModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Winter Weather
Coastal Flooding
Heat Wave
Inland Flooding
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters in Dare County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,527$30,324
Home Insurance *$164$1,968
Property Taxes $218$2,616
Electricity $200$2,405
Total$3,109$37,308
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$106,594/yr
40% on housing$93,270/yr
45% on housing$82,906/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$579This listing

vs Other Active Listings

Avg $/sqft

ZIP 27948$288
Dare County$305

vs Homes Sold Last Month

Median $/sqft

ZIP 27948$365
Dare County$373

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-08Listed for sale$499,900
2023-11-17Sold$420,000
2023-10-12Listing removed--
2023-10-10Listed for rent$2,650
2023-10-10Listing removed--
2023-09-26Price change$2,650
2023-09-20Price change$2,750
2023-09-10Price change$2,850
2023-09-07Listed for rent$3,000
2022-11-15Sold$290,000
2006-04-28Sold$238,000

For Sale by Agent

AgentBrenda Williams
BrokerageHoward Hanna WEW/Great Bridge

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