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45 South Frazier Avenue, Wheeling, WV, 26003

3beds
3baths
1,854sqft
$147,500
$80price/sqft
$1,158/moest. monthly cost
$46,320/yrincome needed

About This Home

WELCOME to this PRIVATELY LOCATED character-filled 3 BR Home! Feel your heart sing as you step inside & experience the warmth throughout. Original hardwood floors & unique trim are highlighted by abundant natural light. 3 fireplaces with original tile add timeless charm.Spacious rooms offer comfortable living. Lrg eat-in kitchen with SS appliances plus separate dining room. Convenient 1st fl laundry.Upstairs features 3 generously sized BR,including primary with 1/2 bath, plus full bath with walk-in closet.Addt'l full bath in basement. Exterior painted in 2023.New wraparound deck with custom-crafted balusters 2023/2024. New roof by Charm Bldrs.New furnace,hot H2O tank, & insulation w/in 10yrs

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

6/10
Hilltop Elementary SchoolGrades PK-53.2 mi
8/10
8/10
John Marshall High SchoolGrades 9-126.6 mi

Construction

Condition

  • Year built: 1920

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full

Bathroom1

  • Level: Second

Bathroom2

  • Level: Basement

Bathroom5

  • Level: Second

Bedroom1

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Features

  • Finished area above ground: 1,854

Heating

  • Heating features: Electric,Forced Air

Interior Area

  • Total structure area: 1,854
  • Total interior livable area: 1,854 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 13 1A02100000

Features

  • Levels: Two

Lot

  • Lot size: 0.25 Acres
  • Lot size dimensions: 95 x 115

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Lightning
Inland Flooding
Ice Storm
Landslide

FEMA Declared Disasters Across West Virginia Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $745$8,940
Home Insurance *$105$1,260
Property Taxes $116$1,392
Electricity $192$2,304
Total$1,158$13,896
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$39,702/yr
40% on housing$34,740/yr
45% on housing$30,880/yr

West Virginia FAIR Plan Programs

West Virginia Essential Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 260Commercial: 43
Total Premiums$274,000
Total Exposure$30.03M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.7%
4.7%
0%30.0%
Electricity Growth Rate10-year average: 8.0%
8.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$80This listing

vs Other Active Listings

Avg $/sqft

ZIP 26003$104
Marshall County$80

vs Homes Sold Last Month

Median $/sqft

ZIP 26003$126
Marshall County$94

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-14Price change$167,500
2026-04-14Price change$174,000
2026-03-15Listed for sale$182,000

For Sale by Agent

AgentMarianna DiCesare
BrokerageRE/MAX Broadwater

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