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123 Georgetown Sands Rd #19, Duck, NC, 27949

2beds
3baths
1,152sqft
$559,000
$485price/sqft
$3,514/moest. monthly cost
$140,560/yrincome needed

About This Home

STUNNING OCEANSIDE TURN KEY TOWNHOME IN GEORGETOWN SANDS- Featuring granite countertops, fabulous oversized renovated PRIMARY BATH with MARBLE tile. Great BEACH Getaway or Investment OPPORTUNITY! Experience the best of beach and island living in this beautiful END-UNIT townhome, just steps from the private beach access. Featuring two oversized primary suites, this home offers plenty of space for relaxation. ENJOY decks off the front and back of the unit. ENJOY the convenience of an OUTDOOR shower after a day at the beach or enjoy the endless hot water from the tankless hot water heater. Located in a desirable community with amenities including a POOL and tennis courts, this property is ideal as a RENTAL machine or personal coastal RETREAT. Enjoy shopping, restaurants and adventures all within a short distance of the community. Don’t miss this opportunity to own a slice of PARADISE!

Getting Around

19
WalkingCar-Dependent
0
TransitVery Limited Transit
49
BikeSomewhat Bikeable

Schools

8/10
8/10
7/10
First Flight High SchoolGrades 9-1211.1 mi

Construction

Condition

  • Year built: 1983

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse,Residential

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • Partial bathrooms: 1

Interior Area

  • Total structure area: 1,152
  • Total interior livable area: 1,152 sqft

Property

Details

  • Parcel number: 010070019
  • Zoning: R-2

Features

  • Waterfront features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Winter Weather
Coastal Flooding
Inland Flooding
Strong Wind
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Dare County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,826$33,912
Home Insurance *$185$2,220
Property Taxes $303$3,636
Electricity $200$2,405
Total$3,514$42,168
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$120,480/yr
40% on housing$105,420/yr
45% on housing$93,706/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$485This listing

vs Other Active Listings

Avg $/sqft

ZIP 27949$307
Dare County$304

vs Homes Sold Last Month

Median $/sqft

ZIP 27949$352
Dare County$373

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-11Price change$579,000
2026-01-20Listed for sale$588,500
2019-10-07Sold$286,000
2009-06-29Sold$292,500

For Sale by Agent

AgentAllen Bynum
BrokerageBHHS RW Towne Mt Pleasant

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