See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

413 Pirates Way #413A, Manteo, NC, 27954

1beds
1baths
751sqft
$330,000
$439price/sqft
$2,085/moest. monthly cost
$83,400/yrincome needed

About This Home

Welcome to 413 Pirate’s Way, a beautifully updated and move-in ready 1-bedroom condo with bonus bunk room, located in the gated waterfront community of Pirate’s Cove. Sold fully furnished, this charming coastal retreat is ready for you to start enjoying the Outer Banks lifestyle immediately. Interior features include luxury vinyl plank flooring, stylish accent walls, stainless steel appliances, a tankless water heater, and an updated HVAC system (2023). Conveniently located within walking distance to the community’s exceptional amenities, including two pools, fitness center, clubhouse, playground, pickleball and tennis courts, volleyball and basketball courts, plus over four miles of scenic docks and boardwalks perfect for walking and taking in the marina views. Whether you’re looking for a primary residence, vacation getaway, or investment opportunity, this property offers the perfect blend of comfort, convenience, and coastal living.

Getting Around

16
WalkingCar-Dependent
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

3/10
Manteo Elementary SchoolGrades PK-52.1 mi
7/10
Manteo Middle SchoolGrades 6-82.7 mi
7/10
Manteo High SchoolGrades 9-122.2 mi

Construction

Condition

  • Year built: 1989

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Asphalt
  • Construction materials: Frame,Cement Fiber Board

Type & Style

  • Home type: Condo
  • Property subType: Condominium,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range/Oven,Refrigerator,Washer/Dryer Stacked

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 751
  • Total interior livable area: 751 sqft

Property

Details

  • Parcel number: 025694297
  • Zoning: R-5

Features

  • Pool features: Association,In Ground,Outdoor Pool
  • Has view: Yes
  • View description: Canal,Pond
  • Has water view: Yes
  • Water view: Canal,Pond
  • On waterfront: Yes
  • Waterfront features: Canal Front,Seawall,Waterfront

Lot

  • Features: Adj. To Common Area,Bulkheaded,Waterfront

Parking

  • Parking features: Parking Lot,Paved

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hurricane
Lightning
Winter Weather
Coastal Flooding
Strong Wind
Tornado
Cold Wave
Heat Wave
Inland Flooding
Wildfire

FEMA Declared Disasters in Dare County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,668$20,016
Home Insurance *$78$936
Property Taxes $139$1,668
Electricity $200$2,405
Total$2,085$25,020
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$71,485/yr
40% on housing$62,550/yr
45% on housing$55,600/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$439This listing

vs Other Active Listings

Avg $/sqft

ZIP 27954$286
Dare County$305

vs Homes Sold Last Month

Median $/sqft

ZIP 27954$332
Dare County$373

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Contingent$330,000
2026-05-27Listed for sale$330,000
2021-03-24Listing removed--
2020-10-05Sold$185,000
2019-10-23Sold$163,000
2019-06-25Listing removed$163,900
2018-08-31Price change$163,900
2018-06-14Listed for sale$167,500
2007-01-25Sold$1,085,000
2005-05-23Sold$222,000

For Sale by Agent

AgentKristine M Bergin
BrokeragePirates Cove Realty

Similar Homes