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270 4th Street, Moundsville, WV, 26041

5beds
1baths
1,637sqft
$135,000
$82price/sqft
$1,201/moest. monthly cost
$48,040/yrincome needed

About This Home

Welcome home to this charming 5-bedroom, 1-bath home nestled in a peaceful setting near the creek in Moundsville. Enjoy the best of both worlds with a quiet location that's just minutes from shopping, dining, schools, and everyday conveniences. The inviting side porch is the perfect place to enjoy your morning coffee, relax with a good book, or unwind after a long day. Inside, you'll find plenty of space, character, and endless potential to make it your own. Don't miss this opportunity to create the home you've been dreaming of!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

--
McNinch Primary SchoolGrades PK-21.4 mi
3/10
8/10
John Marshall High SchoolGrades 9-123.5 mi

Construction

Condition

  • Year built: 1954

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: Crawl Space

Bathroom1

  • Level: First

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area above ground: 1,637

Heating

  • Heating features: Electric

Interior Area

  • Total structure area: 1,637
  • Total interior livable area: 1,637 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 2514001200720003

Features

  • Levels: Two

Lot

  • Lot size: 7,840 sqft
  • Lot size dimensions: 7841

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate

How This Home’s Risks Compare

Lightning

FEMA Declared Disasters Across West Virginia Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $682$8,184
Home Insurance *$109$1,308
Property Taxes $229$2,748
Electricity $181$2,178
Total$1,201$14,412
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$41,177/yr
40% on housing$36,030/yr
45% on housing$32,026/yr

West Virginia FAIR Plan Programs

West Virginia Essential Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 260Commercial: 43
Total Premiums$274,000
Total Exposure$30.03M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.7%
4.7%
0%30.0%
Electricity Growth Rate10-year average: 8.0%
8.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$82This listing

vs Other Active Listings

Avg $/sqft

ZIP 26041$85
Marshall County$81

vs Homes Sold Last Month

Median $/sqft

ZIP 26041$93
Marshall County$94

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-10Pending sale$129,000
2026-08-06Price change$129,000
2026-07-08Listed for sale$135,000

For Sale by Agent

AgentBrandi Galentine
BrokerageREMAX BROADWATER

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