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393 Ridersville Rd, Berkeley Springs, WV, 25411

1beds
1baths
432sqft
$149,000
$345price/sqft
$1,118/moest. monthly cost
$44,720/yrincome needed

About This Home

Welcome to 393 Ridersville Road! Originally set up as an off the grid home, this property features a well, septic, and 200 amp electric. It features a mini split ductless heat pump for heating and air. Would make a nice weekend getaway, but can also be full time. Nicely wooded lot that is level and also features a fence and an additional storage shed. Wood stove plumbing is still intact in case you would want to add one, come check it out!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

5/10
8/10

Construction

Condition

  • Year built: 2020

Materials

  • Foundation: Block
  • Construction materials: T-1-11

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin/Lodge
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 432

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Ductless,Electric

Interior Area

  • Total structure area: 432
  • Total interior livable area: 432 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 01 13007400020000
  • Zoning: 101
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 2.27 Acres

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Inland Flooding
Drought
Heat Wave
Landslide
Lightning
Winter Weather

FEMA Declared Disasters Across West Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $753$9,036
Home Insurance *$59$708
Property Taxes $125$1,500
Electricity $181$2,178
Total$1,118$13,416
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$38,331/yr
40% on housing$33,540/yr
45% on housing$29,813/yr

West Virginia FAIR Plan Programs

West Virginia Essential Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 260Commercial: 43
Total Premiums$274,000
Total Exposure$30.03M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 8.0%
8.0%
0%15.0%
Property Taxes Growth Rate2-year average: -4.7%
-4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$345This listing

vs Other Active Listings

Avg $/sqft

ZIP 25411$185
Morgan County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 25411$184
Morgan County$166

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-27Price change$157,400
2026-03-27Price change$159,900
2026-02-27Price change$165,900
2026-02-12Price change$169,900
2026-01-31Price change$174,900
2026-01-15Price change$179,000
2026-01-06Price change$189,000
2025-12-09Price change$197,000
2025-11-24Price change$202,000
2025-11-12Price change$207,000
2025-10-30Listed for sale$212,000
2008-05-01Sold$150,000

For Sale by Agent

AgentRyan Rebant
BrokerageMountain Home Real Estate, LLC

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