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130 Ridge Dr, La Grande, OR, 97850

5beds
4baths
3,948sqft
$719,000
$182price/sqft
$4,667/moest. monthly cost
$186,680/yrincome needed

About This Home

Stunning custom home with breathtaking valley views! This spacious 5-bedroom, 4-bathroom home offers the perfect blend of comfort, elegance, and functionality. From the moment you step inside, you’ll appreciate the open-concept layout, soaring ceilings, and abundant natural light throughout. The beautifully designed kitchen features gorgeous countertops, custom cabinetry, stainless steel appliances, double ovens, a large island, and ample space for entertaining. The adjoining living areas create a warm and inviting atmosphere with big windows that perfectly capture the incredible surrounding views. The primary suite offers a true retreat with a spa-like bathroom showcasing custom tile work, dual vanities, and a luxurious walk-in shower. Multiple living spaces throughout the home provide flexibility for guests, hobbies, or multi-generational living. Step outside and enjoy the peaceful setting from the deck overlooking the valley, perfect for morning coffee, evening sunsets, or entertaining guests. With plenty of parking, a spacious 3-car garage, and stunning views in every direction, this property truly has it all. Call your agent today!

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 2010

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential,Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Full bathrooms: 4

Property

Lot

  • Lot size: 0.34 Acres

Parking

  • Total spaces: 3
  • Parking features: Driveway,Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Wildfire
Winter Weather
Inland Flooding
Lightning

FEMA Declared Disasters in Union County and Oregon

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,635$43,620
Home Insurance *$267$3,204
Property Taxes $407$4,884
Electricity $358$4,299
Total$4,667$56,004
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$160,011/yr
40% on housing$140,010/yr
45% on housing$124,453/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.8%
2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$182This listing

vs Other Active Listings

Avg $/sqft

ZIP 97850$177
Union County$213

vs Homes Sold Last Month

Median $/sqft

ZIP 97850$209
Union County$175

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentAlma Crow
BrokerageRE/MAX Real Estate Team

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