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247 Live Oak St, Medina, TX, 78055

2beds
1baths
816sqft
$76,000
$93price/sqft
$770/moest. monthly cost
$30,800/yrincome needed

About This Home

Step back in time and experience the charm of this nostalgic 1940's Texas Hill Country limestone cabin nestled in the heart of Medina, Texas. Full of character and potential, this cozy 2-bedroom, 1-bath home offers approximately 816 square feet of living space with painted wood floors, classic Hill Country appeal, and a metal roof that adds to its timeless rustic style. Situated on a level and usable .24-acre lot, the property features a large covered front porch perfect for relaxing and enjoying small-town Hill Country living. The fenced yard provides space for pets, gardening, or outdoor entertaining, while the 1-car carport adds convenient covered parking. Inside, plumbing is already in place for a potential second bathroom or a laundry room, offering an excellent opportunity for renovation and added value. Located within walking distance to Medina ISD and Main Street Medina, this property combines convenience, charm, and investment potential. Whether you are searching for a handyman special to make your own, a weekend getaway, or a possible income-producing rental property, this historic Medina cabin is packed with opportunity and Texas Hill Country character.

Getting Around

28
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

6/10
Medina High SchoolGrades PK-120.2 mi

Construction

Condition

  • Property condition: As-Is,Pre-Owned
  • Year built: 1940

Materials

  • Roof: Metal
  • Construction materials: Stone,Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Electric Water Heater

Bedroom2

  • Area: 112

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Family Room

  • Area: 216

Features

  • Two Living Area,Eat-in Kitchen,High Speed Internet,All Bedrooms Downstairs,Master Downstairs,Ceiling Fan(s)
  • Flooring: Wood,Laminate
  • Fireplace features: Not Applicable
  • Attic: None

Heating & Cooling

  • Heating features: None,Other
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total interior livable area: 816 sqft

Kitchen

  • Area: 156

Living Room

  • Area: 182

Master Bedroom

  • Features: Full Bath
  • Area: 182

Property

Details

  • Parcel number: 00076007200125

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered
  • Fencing: Wire
  • Residential vegetation: Mature Trees

Lot

  • Lot size: 10,454 sqft
  • Features: Corner Lot,Level,Fire Hydrant w/in 500'

Parking

  • Total spaces: 1
  • Parking features: None,One Car Carport
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Drought
Hail
Strong Wind
Tornado
Wildfire
Winter Weather
Cold Wave
Landslide

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $384$4,608
Home Insurance *$71$852
Property Taxes $77$924
Electricity $238$2,859
Total$770$9,240
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$26,400/yr
40% on housing$23,100/yr
45% on housing$20,533/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.2%
4.2%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$93This listing

vs Other Active Listings

Avg $/sqft

ZIP 78055$567
Bandera County$247

vs Homes Sold Last Month

Median $/sqft

ZIP 78055$170
Bandera County$231

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-30Listed for sale$76,000

For Sale by Agent

AgentThad Emmons
BrokerageEmmons Real Estate

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