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475 Stoney Hill, Pipe Creek, TX, 78063

5beds
3baths
3,840sqft
$925,000
$241price/sqft
$5,809/moest. monthly cost
$232,360/yrincome needed

About This Home

As you turn off of Highway 16 just west of Pipe Creek, Texas (less than 30 minutes to Helotes or Boerne) - your body starts to decompress. Then you enter the gate of this property, and you feel the peace of country living fill your soul. Over 18 acres with beautiful views, an amazing family home, 8-stall horse barn and much more. As you walk through the front door, the rock wall and fireplace will blow you away. The kitchen/dining room/living room are all open concept for large gatherings of family and friends. The bedrooms in this home are extremely large, especially the two master suites on the east and west side. All of the bedrooms downstairs have doors that open up to the covered porch where the deer and other animals abide daily. The two upstairs bedrooms are versatile and can be closed off if not needed daily. There are two flex rooms that we are calling an office and den. Ample storage places, relaxing porches and covered parking in the classic wood barn offer shelter from the elements for your vehicles. The wildlife exempt property offers a diverse array of land. You have field land where the fenced arena is, then you have more elevated areas with incredible views, and you also have thick treed areas for exploring and hiking. There are pipe pens, a large shop, greenhouse, chicken coop and most important = peace and quiet. There are so many options for this property! It would make an incredible corporate retreat with ample room for activities. Hunting is also a great option on this property with Whitetail, turkey and hogs, or just enjoy watching them at the feeder! Make your appointment today to see this place of contentment and solitude.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

3/10
5/10
Bandera Middle SchoolGrades 6-87.6 mi
4/10
Bandera High SchoolGrades 9-126.9 mi

Construction

Condition

  • Year built: 1978

Materials

  • Construction materials: Frame,Brick/Stone,Metal,Stone/Rock,Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Farm

Interior

Bedroom2

  • Area: 360

Bedroom3

  • Area: 165

Bedroom4

  • Area: 434

Bedroom5

  • Area: 238

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Interior Area

  • Total interior livable area: 3,840 sqft

Kitchen

  • Area: 192

Living Room

  • Area: 306

Master Bathroom

  • Area: 70

Master Bedroom

  • Area: 504

Office

  • Area: 273

Property

Details

  • Parcel number: 00703001100001
  • Other equipment: Small Tanks

Features

  • Stories: 2
  • Fencing: Fenced,Cross Fenced
  • Waterfront features: Wet Weather Creek
  • Residential vegetation: Mature Trees (ext feat)
  • Horses can be raised: Yes

Lot

  • Lot size: 18.86 Acres
  • Features: Pasture,Ag Exempt,Hunting Permitted,Secluded,Agricultural

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Hail
Inland Flooding
Strong Wind
Tornado
Wildfire
Winter Weather

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,677$56,124
Home Insurance *$686$8,232
Property Taxes $25$300
Electricity $421$5,059
Total$5,809$69,708
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$199,165/yr
40% on housing$174,270/yr
45% on housing$154,906/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.2%
4.2%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$241This listing

vs Other Active Listings

Avg $/sqft

ZIP 78063$230
Bandera County$244

vs Homes Sold Last Month

Median $/sqft

ZIP 78063$216
Bandera County$231

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-06Listed for sale$999,999
2026-03-02Listing removed$1,100,000
2025-07-18Listed for sale$1,100,000
2025-07-14Listing removed$1,100,000
2025-01-01Price change$1,100,000
2024-11-20Price change$1,200,000
2024-06-01Price change$1,490,000
2024-04-05Price change$1,675,000
2024-01-08Listed for sale$1,800,000

For Sale by Agent

AgentShawn Morrison
BrokerageCross Texas Real Estate

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