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1108 Pebble Beach Dr NW, Lakehills, TX, 78063

1beds
2baths
1,440sqft
$299,000
$208price/sqft
$2,258/moest. monthly cost
$90,320/yrincome needed

About This Home

***WATER FRONT LOT ***Now is the time to buy! Currently, this well maintained home is a one bedroom. The plan was to divide the large spacious bedroom upstairs into a two bedroom but the owner loves it the way it is. Three beds will fit comfortably in this large room or even a pullout sofa. Whatever your needs are. Also, downstairs the plan was to finish the primary bedroom. The seller is leaving the sheetrock that was purchased for this room. There is a door that leads out to a covered patio/deck, it's so

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
4
BikeSomewhat Bikeable

Schools

3/10
5/10
Bandera Middle SchoolGrades 6-813.5 mi
4/10
Bandera High SchoolGrades 9-1213.4 mi

Construction

Condition

  • Property condition: Pre-Owned
  • Year built: 2000

Materials

  • Roof: Composition
  • Construction materials: Vinyl Siding

Other

  • Builder name: McGUFFIN

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Range,Refrigerator,Electric Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Area: 49

Features

  • One Living Area,Liv/Din Combo,Breakfast Bar,Pantry,Ceiling Fan(s),Solid Counter Tops
  • Flooring: Carpet,Linoleum
  • Fireplace features: Not Applicable

Heating & Cooling

  • Heating features: None,Other
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total interior livable area: 1,440 sqft

Kitchen

  • Area: 84

Living Room

  • Area: 234

Master Bathroom

  • Features: Single Vanity
  • Area: 24

Master Bedroom

  • Features: Ceiling Fan(s),Other
  • Level: Upper
  • Area: 360

Property

Details

  • Parcel number: 15502000010980

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Waterfront,Unimproved Water Front,Water Front Unimproved
  • Waterbody name: Lake Medina

Lot

  • Lot size: 7,971 sqft
  • Features: Sloped

Parking

  • Parking features: None,Pad Only (Off Street)

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Inland Flooding
Winter Weather
Hail
Strong Wind
Tornado

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,511$18,132
Home Insurance *$221$2,652
Property Taxes $288$3,456
Electricity $238$2,859
Total$2,258$27,096
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$77,417/yr
40% on housing$67,740/yr
45% on housing$60,213/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.2%
4.2%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$208This listing

vs Other Active Listings

Avg $/sqft

ZIP 78063$234
Bandera County$246

vs Homes Sold Last Month

Median $/sqft

ZIP 78063$216
Bandera County$231

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-13Price change$299,000
2026-03-06Listed for sale$310,000
2026-03-06Listing removed$319,000
2025-09-19Price change$319,000
2025-07-10Listed for sale$325,000

For Sale by Agent

AgentJanith Lares
BrokerageRealty Executives Of S.A.

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