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318 S Washington St, Berkeley Springs, WV, 25411

4beds
2baths
1,705sqft
$249,900
$147price/sqft
$1,752/moest. monthly cost
$70,080/yrincome needed

About This Home

Charming 4-Bedroom Home in the Heart of Berkeley Springs! Welcome to 318 S Washington Street, where small-town charm meets everyday convenience at an exceptional price point. This delightful 4-bedroom, 1.5-bathroom home offers 1,705 square feet of comfortable living space in one of Morgan County's most sought-after locations. Nestled along the historic main corridor of Berkeley Springs, this property places you within easy walking distance of the renowned Berkeley Springs State Park, home to the famous warm mineral springs that have drawn visitors for centuries. Nature lovers and history enthusiasts alike will appreciate having this treasured landmark just moments from their front door. The convenient location extends beyond recreation. Families will value the proximity to local schools, making morning routines and after-school activities remarkably manageable. Downtown shops, local eateries, and essential services are all within reach, reducing your reliance on long commutes and keeping daily errands refreshingly simple. Inside, generous square footage provides ample room for growing families or those who simply appreciate having space to spread out. With four bedrooms at your disposal, you'll find flexibility for home offices, guest quarters, or hobby rooms alongside comfortable sleeping arrangements. This property represents a rare opportunity to establish roots in a community that beautifully balances peaceful mountain living with accessible amenities. Whether you're seeking a primary residence or a weekend retreat from city life, this home delivers genuine value without compromise. Don't let this opportunity slip away. Schedule your private showing today and discover why Berkeley Springs has captivated residents for generations.

Getting Around

57
WalkingSomewhat Walkable
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

--
Widmyer Elementary SchoolGrades PK-20.7 mi
5/10
8/10

Construction

Condition

  • Year built: 1912

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Concrete,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Oven/Range - Electric,Refrigerator,Washer,Water Heater,Electric Water Heater
  • Laundry features: Main Level

Basement

  • Features: Wood Stove,Flooring - Concrete
  • Level: Lower
  • Area: 322
  • Dimensions: 14 X 23

Basement

  • Has basement: Yes
  • Basement: Partially Finished,Interior Entry,Exterior Entry

Bathroom1

  • Features: Flooring - Tile/Brick,Bathroom - Walk-In Shower,Balcony Access
  • Level: Upper
  • Area: 72
  • Dimensions: 8 X 9

Bedroom1

  • Features: Flooring - Wood,Ceiling Fan(s)
  • Level: Upper
  • Area: 234
  • Dimensions: 18 X 13

Bedroom2

  • Features: Flooring - Wood,Ceiling Fan(s)
  • Level: Upper
  • Area: 210
  • Dimensions: 15 X 14

Bedroom3

  • Features: Flooring - Carpet
  • Level: Upper
  • Area: 240
  • Dimensions: 16 X 15

Bedroom4

  • Features: Flooring - Carpet
  • Level: Upper
  • Area: 192
  • Dimensions: 16 X 12

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Features: Flooring - Wood
  • Level: Main
  • Area: 234
  • Dimensions: 13 X 18

Features

  • 2nd Kitchen,Attic,Bathroom - Tub Shower,Ceiling Fan(s),Chair Railings,Dining Area,Floor Plan - Traditional,Formal/Separate Dining Room,Paneled Walls
  • Window features: Bay/Bow
  • Flooring: Wood,Tile/Brick,Carpet
  • Fireplace features: Wood Burning Stove
  • Finished area below ground: 0
  • Finished area above ground: 1,705

Half Bath

  • Features: Flooring - Carpet
  • Level: Main
  • Area: 42
  • Dimensions: 6 X 7

Heating & Cooling

  • Heating features: Hot Water,Wood Stove,Wall Unit,Other,Wood,Propane,Oil,Electric
  • Cooling features: Window Unit(s),Other,Electric

Interior Area

  • Total structure area: 1,705
  • Total interior livable area: 1,705 sqft

Kitchen

  • Features: Flooring - Wood,Kitchen - Electric Cooking
  • Level: Main
  • Area: 130
  • Dimensions: 10 X 13

Living Room

  • Features: Flooring - Wood,Ceiling Fan(s)
  • Level: Main
  • Area: 336
  • Dimensions: 24 X 14

Property

Accessibility

  • Accessibility features: 2+ Access Exits,Stair Lift,Other Bath Mod

Details

  • Parcel number: 03 2002400000000
  • Zoning: 101
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None
  • Patio & porch: Porch,Patio
  • Has view: Yes
  • View description: Street
  • Frontage type: Road Frontage

Lot

  • Lot size: 9,147 sqft
  • Lot size dimensions: 67 x 135

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Driveway,Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Drought
Winter Weather

FEMA Declared Disasters Across West Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,263$15,156
Home Insurance *$100$1,200
Property Taxes $208$2,496
Electricity $181$2,178
Total$1,752$21,024
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$60,068/yr
40% on housing$52,560/yr
45% on housing$46,720/yr

West Virginia FAIR Plan Programs

West Virginia Essential Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 260Commercial: 43
Total Premiums$274,000
Total Exposure$30.03M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 8.0%
8.0%
0%15.0%
Property Taxes Growth Rate2-year average: -4.7%
-4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$147This listing

vs Other Active Listings

Avg $/sqft

ZIP 25411$183
Morgan County$175

vs Homes Sold Last Month

Median $/sqft

ZIP 25411$184
Morgan County$166

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-13Listed for sale$265,000
1993-04-01Sold$55,000

For Sale by Agent

AgentAshley Hovermale
BrokerageMountain Home Real Estate, LLC

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