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306 S Adams Street, Waterville, WA, 98858

2beds
1baths
916sqft
$279,900
$306price/sqft
$1,937/moest. monthly cost
$77,480/yrincome needed

About This Home

Tucked into the quiet charm of Waterville, this inviting bungalow is ready for its next chapter and your personal touch. With 2 bedrooms and 1 bath, this home blends cozy comfort with meaningful updates, including a newer electrical panel, vinyl windows, fresh interior paint, wood flooring and a refreshed bathroom. Home also has a durable metal roof for longevity, while the home’s character offers a great starting point to make it your own. Whether you’re envisioning a cozy retreat, a first home, or an investment, this property is full of potential. For those looking to expand their vision, this property can also be purchased alongside two additional .34-acre lots just across the road opening the door to extra space, future building plans, or even the homestead you’ve been imagining. Quiet setting, endless possibilities, come see what you can create in Waterville!

Getting Around

25
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

6/10
6/10
Waterville High SchoolGrades 6-120.1 mi

Construction

Condition

  • Year built: 1955

Materials

  • Foundation: Poured Concrete
  • Roof: Metal
  • Construction materials: Wood Siding,Wood Products

Type & Style

  • Home type: SingleFamily
  • Architectural style: 1 Story
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Bathroom Full

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Entry Hall

  • Level: Main

Features

  • Flooring: Hardwood,Vinyl

Heating

  • Heating features: See Remarks,Electric

Interior Area

  • Total structure area: 916
  • Total interior livable area: 916 sqft

Kitchen Without Eating Space

  • Level: Main

Utility Room

  • Level: Main

Property

Details

  • Parcel number: 12000901100
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Main
  • Has view: Yes
  • View description: Territorial
  • Topography of land: Level
  • Residential vegetation: Garden Space

Lot

  • Lot size: 6,969 sqft
  • Features: Corner Lot,Fenced-Partially

Parking

  • Total spaces: 1
  • Parking features: Detached Garage
  • Has garage: Yes
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Wildfire
    WildfireRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Wildfire
Heat Wave
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters in Douglas County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,415$16,980
Home Insurance *$163$1,956
Property Taxes $210$2,520
Electricity $149$1,793
Total$1,937$23,244
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$66,411/yr
40% on housing$58,110/yr
45% on housing$51,653/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$306This listing

vs Other Active Listings

Avg $/sqft

ZIP 98858$159
Douglas County$305

vs Homes Sold Last Month

Median $/sqft

ZIP 98858$367
Douglas County$329

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-22Listed for sale$279,900

For Sale by Agent

AgentKelly L. Thompson
BrokeragePremier One Properties

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