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426 E North Lake St, Hancock, WI, 54943

4beds
3baths
3,660sqft
$499,000
$136price/sqft
$3,756/moest. monthly cost
$150,240/yrincome needed

About This Home

Remarkable turn-of-the-century 3-story home overlooking Pine Lake with 4 bedrooms, 2.5 baths, and approximately 3 acres with owned water frontage. Rich in character with original woodwork, hardwood floors, open staircase, fireplace nook, formal dining room with leaded glass windows, and French doors leading to a bright sunroom. Over $150,000 in renovations have been completed, including an updated kitchen with marble countertops, renovated bathrooms, electrical and plumbing updates, and roof improvements. The finished attic provides additional living space, while the inviting front porch offers beautiful lake views. Historic carriage house and former Bed & Breakfast history create exciting possibilities for a vacation rental, income-producing property, or private retreat.

Getting Around

21
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

2/10
3/10
Tri-County Middle SchoolGrades 6-85.5 mi
4/10
Tri-County High SchoolGrades 9-125.5 mi

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Poured Concrete,Stone
  • Construction materials: Shake Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Victorian
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom1

  • Level: Upper
  • Dimensions: 15x12

Bedroom2

  • Level: Upper
  • Dimensions: 18x12

Bedroom3

  • Level: Upper
  • Dimensions: 18x14

Bedroom4

  • Level: Upper
  • Dimensions: 12x10

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Dimensions: 18x12

Family Room

  • Level: Main
  • Dimensions: 18x14

Features

  • Formal Dining
  • Number of fireplaces: 1
  • Fireplace features: One,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,660

Heating

  • Heating features: Radiant

Interior Area

  • Total interior livable area: 3,660 sqft

Kitchen

  • Level: Main
  • Dimensions: 15x11

Living Room

  • Level: Main
  • Dimensions: 18x18

Other

  • Level: Upper
  • Dimensions: 20x20

Other

  • Level: Main
  • Dimensions: 18x9

Other

  • Level: Main
  • Dimensions: 8x5

Other

  • Level: Upper
  • Dimensions: 33x20

Property

Accessibility

  • Accessibility features: Not Applicable

Details

  • Parcel number: 136011542810,136011752300,136011540
  • Zoning: Residential

Features

  • On waterfront: Yes
  • Waterfront features: Lake
  • Waterbody name: Pine Lake

Lot

  • Lot size: 3.61 Acres

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hail
    HailVery High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Strong Wind
Tornado
Heat Wave
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,523$30,276
Home Insurance *$179$2,148
Property Taxes $711$8,532
Electricity $343$4,127
Total$3,756$45,072
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$128,777/yr
40% on housing$112,680/yr
45% on housing$100,160/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -2.8%
-2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$136This listing

vs Other Active Listings

Avg $/sqft

ZIP 54943$132
Waushara County$200

vs Homes Sold Last Month

Median $/sqft

ZIP 54943
Waushara County$155

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-20Price change$499,000
2026-06-28Price change$549,000
2026-06-14Price change$589,000
2026-06-03Price change$607,000
2026-04-24Listed for sale$627,999
2025-05-05Sold$500
2024-01-05Sold$300,000
2023-12-28Pending sale$297,000
2023-11-09Contingent$297,000
2023-11-09Listed for sale$297,000
2023-09-28Contingent$297,000
2023-09-12Price change$297,000
2023-06-29Listed for sale$325,000

For Sale by Agent

AgentBobbi J Ruffalo
BrokerageFirst Weber, Inc.

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