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114 W Mill St, Plainfield, WI, 54966

4beds
2baths
2,510sqft
$320,000
$127price/sqft
$2,606/moest. monthly cost
$104,240/yrincome needed

About This Home

Step back in time and experience the beauty of old-world craftsmanship in this spacious 4-bedroom, 2-bath home. A true blast from the past, this home showcases stunning parquet floors, rich original oak trim, two grand stairways, cast-iron radiators, and two cozy fireplaces, preserving the character and elegance of a bygone era. Modern updates provide peace of mind with a new boiler (2023), new water softener (2022), updated plumbing, and a roof replaced in 2014. Spacious rooms offer plenty of space to gather, relax, and create new memories while enjoying the timeless charm of this remarkable home.

Getting Around

34
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

2/10
3/10
Tri-County Middle SchoolGrades 6-80.4 mi
4/10
Tri-County High SchoolGrades 9-120.4 mi

Construction

Condition

  • Year built: 1894

Materials

  • Foundation: Block,Stone
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Victorian
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom1

  • Level: Upper
  • Dimensions: 15x15

Bedroom2

  • Level: Upper
  • Dimensions: 14x15

Bedroom3

  • Level: Upper
  • Dimensions: 11x12

Bedroom4

  • Level: Upper
  • Dimensions: 10x13

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Family Room

  • Level: Main
  • Dimensions: 15x15

Features

  • Fireplace features: Pellet Stove
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,510

Formal Dining Room

  • Level: Main
  • Dimensions: 12x13

Heating

  • Heating features: Radiant

Interior Area

  • Total interior livable area: 2,510 sqft

Kitchen

  • Level: Main
  • Dimensions: 12x10

Living Room

  • Level: Main
  • Dimensions: 15x15

Other

  • Level: Main
  • Dimensions: 15x12

Other

  • Level: Main
  • Dimensions: 15x14

Other

  • Level: Upper
  • Dimensions: 8x9

Property

Accessibility

  • Accessibility features: Not Applicable

Details

  • Parcel number: 171012766410
  • Zoning: Residential
  • Exclusions: washer Dryer

Lot

  • Lot size: 0.79 Acres

Parking

  • Total spaces: 1
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Cold Wave
Strong Wind
Tornado
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,618$19,416
Home Insurance *$115$1,380
Property Taxes $638$7,656
Electricity $235$2,830
Total$2,606$31,272
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$89,348/yr
40% on housing$78,180/yr
45% on housing$69,493/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -2.8%
-2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$127This listing

vs Other Active Listings

Avg $/sqft

ZIP 54966$162
Waushara County$200

vs Homes Sold Last Month

Median $/sqft

ZIP 54966
Waushara County$155

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-14Listed for sale$320,000
2009-09-15Sold$100,000

For Sale by Agent

AgentBobbi J Ruffalo
BrokerageFirst Weber, Inc.

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