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132 Bobcat Dr, Berkeley Springs, WV, 25411

5beds
3baths
4,320sqft
$399,000
$92price/sqft
$3,303/moest. monthly cost
$132,120/yrincome needed

About This Home

Welcome to this serene three-level, five-bedroom cabin surrounded by trees, with soaring vaulted ceilings, a sun-filled open living area, and a large deck made for gathering. Professionally designed with all new furniture, modern decor, and hot tub. Seller spent over $50,000 furnishing & upgrading the property. Located in the coveted Coolfont Resort, a private community with an outdoor pool & hot tub and miles of hiking trails – and just 10 minutes from downtown Berkeley Springs or Cacapon State Park. Hot tub and furniture optional, available for purchase. See seller docs for a summary of extensive short-term rental history and financials. $1,000 buyer credit if you continue using the same property manager. Perfect primary residence or vacation home!

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

--
Widmyer Elementary SchoolGrades PK-23.0 mi
5/10
8/10

Construction

Condition

  • Year built: 1993

Materials

  • Foundation: Permanent
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Area: 1152

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Finished area below ground: 1,152
  • Finished area above ground: 3,168

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 4,320
  • Total interior livable area: 4,320 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 061A004600000000
  • Zoning: 101
  • Special condition: Standard

Features

  • Levels: One and One Half
  • Stories: 1
  • Pool features: Community

Lot

  • Lot size: 0.47 Acres

Parking

  • Total spaces: 1
  • Parking features: Driveway,Attached Carport
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Inland Flooding
Drought
Heat Wave
Landslide
Lightning
Winter Weather

FEMA Declared Disasters Across West Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,017$24,204
Home Insurance *$160$1,920
Property Taxes $679$8,148
Electricity $447$5,370
Total$3,303$39,636
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$113,245/yr
40% on housing$99,090/yr
45% on housing$88,080/yr

West Virginia FAIR Plan Programs

West Virginia Essential Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 260Commercial: 43
Total Premiums$274,000
Total Exposure$30.03M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 8.0%
8.0%
0%15.0%
Property Taxes Growth Rate2-year average: -4.7%
-4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$92This listing

vs Other Active Listings

Avg $/sqft

ZIP 25411$185
Morgan County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 25411$184
Morgan County$166

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$399,000
2025-12-23Listing removed$399,000
2025-12-02Price change$399,000
2025-11-12Price change$409,000
2025-10-22Listed for sale$419,000
2020-08-25Sold$235,000

For Sale by Agent

AgentTony Cappaert
BrokerageBlue Valley Real Estate

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