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602 Plum Tree Ln, Berkeley Springs, WV, 25411

2beds
2baths
1,080sqft
$235,000
$218price/sqft
$1,656/moest. monthly cost
$66,240/yrincome needed

About This Home

Escape to your own mountain retreat with this charming 2-bedroom, 2-bath cabin nestled on 4.3 acres across two lots. Enjoy peaceful mornings on the screened porch, relaxing afternoons on the open deck, and plenty of room to expand, garden, or simply soak in nature. Enjoy Sleepy Creek access from the community common lot that is off Highview Ln. Located just minutes from Cacapon State Park, you’ll have easy access to a sandy beach, the stunning new lodge, championship golf course, horseback riding, and miles of scenic biking and hiking trails. Whether you’re seeking a weekend getaway or a full-time haven, this property offers privacy, recreation, and the true West Virginia mountain experience.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

--
Widmyer Elementary SchoolGrades PK-210.7 mi
6/10
8/10

Construction

Condition

  • Property condition: Average
  • Year built: 1988

Materials

  • Foundation: Crawl Space
  • Roof: Asphalt
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin/Lodge
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Heater,Cooktop,Refrigerator,Electric Water Heater

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Ceiling Fan(s),Combination Dining/Living,Combination Kitchen/Dining,Floor Plan - Traditional,Dry Wall
  • Flooring: Carpet,Tile/Brick
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning,Wood Burning Stove
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,080

Heating & Cooling

  • Heating features: Baseboard,Electric
  • Cooling features: Window Unit(s),Electric

Interior Area

  • Total structure area: 1,080
  • Total interior livable area: 1,080 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 08 12015700000000
  • Zoning: 101
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Has view: Yes
  • View description: Trees/Woods
  • Waterfront features: Fishing Allowed
  • Waterbody name: Sleepy Creek

Lot

  • Lot size: 2.00 Acres
  • Features: Additional Lot(s),Mountain

Parking

  • Total spaces: 4
  • Parking features: Circular Driveway,Driveway
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Drought
Inland Flooding
Landslide
Winter Weather

FEMA Declared Disasters Across West Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,188$14,256
Home Insurance *$94$1,128
Property Taxes $193$2,316
Electricity $181$2,178
Total$1,656$19,872
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$56,777/yr
40% on housing$49,680/yr
45% on housing$44,160/yr

West Virginia FAIR Plan Programs

West Virginia Essential Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 260Commercial: 43
Total Premiums$274,000
Total Exposure$30.03M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 8.0%
8.0%
0%15.0%
Property Taxes Growth Rate2-year average: -4.7%
-4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$218This listing

vs Other Active Listings

Avg $/sqft

ZIP 25411$183
Morgan County$175

vs Homes Sold Last Month

Median $/sqft

ZIP 25411$184
Morgan County$166

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-09Listed for sale$235,000
2019-11-20Sold$89,900
2019-09-10Price change$89,900
2019-08-17Listed for sale$99,900
2019-08-02Pending sale$99,900
2019-06-26Listed for sale$99,900
2002-08-23Sold$72,500

For Sale by Agent

AgentTammy White
BrokerageKesecker Realty, Inc.

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