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11469 Ruby Mountain Lane, Nathrop, CO, 81236

3beds
0baths
1,447sqft
$230,000
$159price/sqft
$1,482/moest. monthly cost
$59,280/yrincome needed

About This Home

Calling all investors. This property has a ton of potential. This 1985 manufactured home is ready for a complete remodel. Turn this 1447 square foot shell into a 3 bed 2 bath home of your dreams. The seller has acquired some of the building materials to complete the renovation and will be conveyed with the sale. There is an operational well on the property along with a temporary electric box. With incredible views of the Collegiate Peaks and located in between the growing towns of Salida and Buena Vista, this property could be your mountain getaway for rafting, skiing, fishing, hiking or any of the activities Chaffee county has to offer. Please give me a call to set up your showing.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

5/10
7/10
Buena Vista High SchoolGrades 9-126.7 mi

Construction

Condition

  • Year built: 1985

Materials

  • Foundation: Pillar/Post/Pier
  • Construction materials: Wood Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Main level bedrooms: 3

Features

  • Finished area above ground: 1,447
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Baseboard
  • Cooling features: None

Interior Area

  • Total structure area: 1,447
  • Total interior livable area: 1,447 sqft

Property

Details

  • Parcel number: R342114101110
  • Special condition: Standard
  • Exclusions: Sellers Personal Property

Features

  • Levels: One
  • Stories: 1
  • Fencing: Partial
  • Has view: Yes
  • View description: Mountain(s)
  • Residential vegetation: Natural State

Lot

  • Lot size: 0.91 Acres
  • Features: Corner Lot,Level

Parking

  • Total spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Avalanche
    AvalancheRelatively High
  • Landslide
    LandslideRelatively High
  • Hail
    HailModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Avalanche
Landslide
Hail
Winter Weather

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,163$13,956
Home Insurance *$78$936
Property Taxes $55$660
Electricity $186$2,232
Total$1,482$17,784
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$50,811/yr
40% on housing$44,460/yr
45% on housing$39,520/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 17.7%
17.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 10.8%
10.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$159This listing

vs Other Active Listings

Avg $/sqft

ZIP 81236$336
Chaffee County$339

vs Homes Sold Last Month

Median $/sqft

ZIP 81236—
Chaffee County$350

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Price change$235,000
2026-03-06Price change$240,000
2025-11-10Price change$250,000
2025-08-29Price change$255,000
2025-06-18Price change$265,000
2025-04-22Price change$275,000
2025-02-12Listed for sale$250,000
2022-01-02Listing removed--
2021-10-11Price change$249,000
2021-09-14Listed for sale$279,000
2018-09-28Sold$48,900
2018-07-28Listed for sale$52,900
2017-07-10Sold$34,000

For Sale by Agent

AgentArthur Serna
BrokerageFull Circle Real Estate Group

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