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18990 Cr-294, Nathrop, CO, 81236

1beds
1baths
529sqft
$553,600
$1,047price/sqft
$3,306/moest. monthly cost
$132,240/yrincome needed

About This Home

Step back in time and experience the charm of authentic Colorado mountain living in this quintessential 1953 log cabin nestled in the highly sought-after St. Elmo Mining District. Set on 2.8 pristine acres with over 550 feet of coveted Chalk Creek frontage, this rare property offers the perfect mountain escape surrounded by towering peaks, abundant wildlife, and the soothing sounds of rushing water. This cozy one-bedroom, one-bath cabin is filled with rustic character, featuring original log construction, a beautiful stone hearth with a wood-burning stove, a modest country kitchen, and an updated 3/4 bath. Whether you're relaxing after a day of exploring or enjoying a quiet evening by the fire, this cabin embodies the timeless appeal of a classic Rocky Mountain retreat. Unlike many high-country cabins, this property is easily accessible by county road during the summer months. Winter transforms the area into a snow-covered paradise, with the road unplowed, providing exceptional opportunities for snowshoeing, cross-country skiing, snowmobiling, and endless backcountry adventure right from your doorstep. The property also offers outstanding future potential with a newer three-bedroom septic system already installed, an in-house use well, and ample room to expand or create your dream mountain getaway while preserving the charm of the original cabin. Whether you're seeking a peaceful seasonal retreat, a basecamp for year-round outdoor recreation, or a legacy property to enjoy for generations, this rare Chalk Creek frontage cabin delivers an unforgettable Colorado mountain experience in one of Chaffee County's most treasured alpine settings.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

6/10
5/10
Buena Vista Middle SchoolGrades 6-815.8 mi
7/10
Buena Vista High SchoolGrades 9-1215.6 mi

Construction

Condition

  • Year built: 1953

Materials

  • Roof: Metal
  • Construction materials: Log,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Refrigerator

Basement

  • Basement: Crawl Space,Partial

Bathroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • 3/4 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: Main

Features

  • Flooring: Carpet,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Wood Burning Stove
  • Fireplace: Yes
  • Finished area above ground: 529

Heating & Cooling

  • Heating features: Propane,Wall Furnace,Wood Stove
  • Cooling features: None

Interior Area

  • Total structure area: 529
  • Total interior livable area: 529 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Property

Details

  • Parcel number: R352907200006
  • Zoning: Residential Rural
  • Special condition: Standard
  • Exclusions: Sellers Personal Property

Features

  • Levels: One
  • Stories: 1
  • Fencing: None
  • On waterfront: Yes
  • Waterfront features: River Front,Stream,Waterfront
  • Residential vegetation: Natural State,Partially Wooded

Lot

  • Lot size: 2.82 Acres
  • Features: Meadow

Parking

  • Total spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Avalanche
    AvalancheRelatively High
  • Landslide
    LandslideRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Avalanche
Landslide
Winter Weather
Hail
Wildfire

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,799$33,588
Home Insurance *$188$2,256
Property Taxes $133$1,596
Electricity $186$2,232
Total$3,306$39,672
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$113,348/yr
40% on housing$99,180/yr
45% on housing$88,160/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 17.7%
17.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 10.8%
10.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,047This listing

vs Other Active Listings

Avg $/sqft

ZIP 81236$324
Chaffee County$337

vs Homes Sold Last Month

Median $/sqft

ZIP 81236—
Chaffee County$350

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-25Listed for sale$553,600
2026-06-22Pending sale$553,600
2026-06-21Listed for sale$553,600

For Sale by Agent

AgentJulie Kersting
Brokerage8z Real Estate - ROCC

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