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1082 Sunset Rd, Epworth, GA, 30541

5beds
4baths
4,642sqft
$1,650,000
$355price/sqft
$10,421/moest. monthly cost
$416,840/yrincome needed

About This Home

Welcome to your private sanctuary on the banks of the renowned Fightingtown Creek—a custom-built, entertainer's dream offering the perfect blend of rustic elegance and refined comfort. Nestled in the heart of nature yet just minutes from downtown Blue Ridge and McCaysville, this exceptional estate is a rare opportunity to own a true creekfront masterpiece. Boasting over 4,600 square feet of meticulously designed interior living space and an additional 1,300+ square feet of covered outdoor porches and decks, this 5-bedroom, 3.5-bath luxury cabin offers the ideal setting for hosting family, friends, or executive retreats. Step inside to soaring cathedral ceilings and a grand open-concept living area anchored by an impressive stone fireplace and chef's kitchen outfitted with custom cabinetry, ample storage, and spacious prep areas—perfect for gatherings both intimate and large. The dining area easily accommodates 12+ guests, creating a seamless space for entertaining. The main-level primary suite features a serene, private screened-in porch—perfect for savoring your morning coffee to the sounds of the rushing creek or enjoying an evening glass of wine in peaceful solitude. The ensuite bath showcases custom stonework, a spa-inspired walk-in shower, and handicap-accessible features for convenience without compromising luxury. All four guest bedrooms are oversized with walk-in closets, providing ample space and privacy for your visitors. The fully finished terrace level offers a cozy second living area, additional guest accommodations, and generous space for games, puzzles, or quiet relaxation after a day exploring the mountains. Step outside to multiple covered porches and decks on both levels that bring the outdoors in—perfect for dining al fresco, listening to the sounds of nature, or simply unwinding by the creek. Currently enrolled in a successful luxury rental program, this cabin also offers excellent investment potential with a proven rental history.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

6/10
7/10
5/10
Fannin County High SchoolGrades 9-128.9 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2008

Materials

  • Roof: Shingle
  • Construction materials: Frame,Log,Cedar,Wood Siding,Log Siding,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin,Country
  • Property subType: Residential

Interior

Appliances

  • Appliances included: Refrigerator,Oven,Dishwasher,Washer,Dryer
  • Laundry features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Finished,Full,Slab

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • Partial bathrooms: 1
  • Main level bedrooms: 1

Features

  • Pantry,Ceiling Fan(s),Cathedral Ceiling(s),Wood,Loft,Entrance Foyer,Eat-in Kitchen
  • Window features: Insulated Windows,Wood Frames,Screens
  • Flooring: Wood,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Vented,Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Heat Pump
  • Cooling features: Central Air,Electric,Heat Pump

Interior Area

  • Total structure area: 4,642
  • Total interior livable area: 4,642 sqft

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 0025 D 0112A1
  • Special condition: Existing Rental History

Features

  • Levels: Three Or More
  • Stories: 3
  • Patio & porch: Screened,Front Porch,Deck,Covered,Open
  • Exterior features: Fire Pit,Outdoor Kitchen
  • Has view: Yes
  • View description: Year Round,River,Creek/Stream
  • Has water view: Yes
  • Water view: River,Creek/Stream
  • On waterfront: Yes
  • Waterfront features: Creek,River Front,Creek Access
  • Waterbody name: Fightingtown Creek,Fightingtown Creek
  • Frontage type: Creek,River
  • Topography of land: Level,Sloping

Lot

  • Lot size: 0.86 Acres

Parking

  • Total spaces: 2
  • Parking features: Carport,Gravel
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Inland Flooding
Strong Wind
Tornado
Earthquake
Hail
Ice Storm
Landslide
Wildfire

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,343$100,116
Home Insurance *$553$6,636
Property Taxes $1,074$12,888
Electricity $451$5,412
Total$10,421$125,052
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$357,291/yr
40% on housing$312,630/yr
45% on housing$277,893/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$355This listing

vs Other Active Listings

Avg $/sqft

ZIP 30541$204
Fannin County$278

vs Homes Sold Last Month

Median $/sqft

ZIP 30541
Fannin County$299

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-17Listed for sale$1,925,000
2026-01-09Listing removed$2,250,000
2025-12-12Price change$2,250,000
2025-08-06Listed for sale$2,300,000
2022-02-22Sold$1,292,700
2022-01-05Pending sale$1,250,000
2022-01-05Listed for sale$1,250,000
2020-07-08Sold$550,000
2020-05-26Pending sale$620,000
2020-01-30Price change$620,000
2019-11-21Listed for sale$625,000
2019-08-06Listing removed$625,000
2018-11-13Price change$625,000
2018-03-05Price change$629,000
2018-01-29Listed for sale$694,000
2007-11-16Sold$160,000

For Sale by Agent

AgentJason Free
BrokerageKeller Williams Realty Northwest

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