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84 Luke Ln, Mineral Bluff, GA, 30559

2beds
2baths
1,008sqft
$419,000
$416price/sqft
$2,771/moest. monthly cost
$110,840/yrincome needed

About This Home

Tucked in the Blue Ridge Mountains, this charming cabin offers rustic appeal with modern comfort just minutes from downtown Blue Ridge. Easy access and ample parking make it ideal as a full-time home, second retreat, or income-producing property. Inside, the cozy living area features a wood-burning fireplace, open dining space, and a fully equipped kitchen. High-speed internet and smart TVs throughout provide convenience for both work and relaxation. The layout includes 4 sleeping areas, highlighted by an upstairs primary suite with a private bath and oversized jetted tub. A main-level bedroom and open loft add flexible space for guests. Enjoy the peaceful setting from the front deck with rocking chairs, relax in the private hot tub, or gather around the fire pit. A propane grill and outdoor space make entertaining easy. Located near the Blue Ridge Scenic Railway, Toccoa River, Lake Blue Ridge, wineries, breweries, and the Aska Adventure Area, this cabin puts you close to top North Georgia attractions. A perfect blend of comfort, location, and investment potential.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
7/10
5/10
Fannin County High SchoolGrades 9-129.5 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2003

Materials

  • Roof: Metal
  • Construction materials: Frame,Log,Log Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin,Country
  • Property subType: Residential

Interior

Appliances

  • Appliances included: Refrigerator,Range,Oven,Microwave,Dishwasher,Washer,Dryer

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Cathedral Ceiling(s),Wood,Loft,Eat-in Kitchen,High Speed Internet
  • Window features: Insulated Windows
  • Flooring: Wood
  • Number of fireplaces: 1
  • Fireplace features: Vented,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric,Wood Stove
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,008
  • Total interior livable area: 1,008 sqft

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 0028 037AI

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Screened,Front Porch,Covered,Patio
  • Exterior features: Private Yard,Fire Pit
  • Has spa: Yes
  • Spa features: Heated
  • Has view: Yes
  • View description: Seasonal,Trees/Woods
  • Frontage type: None
  • Topography of land: Sloping

Lot

  • Lot size: 2.78 Acres

Parking

  • Parking features: Garage,Driveway,Gravel
  • Has garage: Yes
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Inland Flooding
Strong Wind
Tornado
Earthquake
Hail
Ice Storm
Landslide
Wildfire

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,118$25,416
Home Insurance *$151$1,812
Property Taxes $283$3,396
Electricity $219$2,637
Total$2,771$33,252
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$95,005/yr
40% on housing$83,130/yr
45% on housing$73,893/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$416This listing

vs Other Active Listings

Avg $/sqft

ZIP 30559$251
Fannin County$280

vs Homes Sold Last Month

Median $/sqft

ZIP 30559
Fannin County$299

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Price change$399,000
2026-04-16Listed for sale$419,000
2022-10-05Listing removed$414,000
2022-08-12Price change$414,000
2022-07-24Listed for sale$419,000
2022-02-01Sold$389,000
2021-12-07Pending sale$379,000
2021-11-30Listed for sale$379,000
2021-10-05Listing removed--
2021-09-10Listed for sale$379,000
2019-02-15Sold$180,000
2018-10-16Listed for sale$188,500
2017-09-25Sold$156,000
2014-06-19Sold$35,000

For Sale by Agent

AgentJacopo Re
BrokerageeXp Realty, LLC

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