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171 Mountain Lake Cir, Blue Ridge, GA, 30513

4beds
4baths
3,556sqft
$925,000
$260price/sqft
$6,004/moest. monthly cost
$240,160/yrincome needed

About This Home

Charming Creekfront Cabin in the Aska Adventure Area area! Set beside a noisy creek with a storybook footbridge & whimsical feel, the property offers an unforgettable outdoor setting along with a detached two-car garage featuring a private apartment above—ideal for guests, extended family, or rental potential. The main home features four spacious bedrooms and three full bathrooms, with warm wood interiors creating an inviting cabin atmosphere throughout. The updated kitchen boasts new cabinetry, modern appliances, a large island, and an adjoining dining area perfect for gathering with family and friends. You will enjoy the soaring ceilings in the great room and the cozy touch the stone fireplace adds! A thoughtfully designed mudroom connects directly to the access from the garage breezeway and includes a utility sink, stacked washer and dryer, and abundant cabinetry for convenient storage. The finished terrace level is an entertainer's dream, offering a spacious recreation room with a cozy fireplace, a wet bar with a functioning kitchenette including a stove, an additional bunk room, and a private full bath—providing excellent space for guests or multi-generational living. Step outside to expansive covered upper and lower porches overlooking a beautiful fire pit area, perfect for enjoying cool mountain evenings. The lower porch also features a relaxing hot tub, making it easy to unwind after a day of hiking, fishing, or exploring. Adding to it's appeal, this exceptional property includes deeded access to a private community lake located just a short stroll away, offering even more opportunities for recreation and relaxation. Whether you're looking for a full-time residence, vacation retreat, or investment as short term rental property...either the house or the studio, this one-of-a-kind cabin delivers the ultimate North Georgia mountain lifestyle. Close to trails, Toccoa River canoe launch, country stores & more...get away completely!

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

7/10
7/10
5/10
Fannin County High SchoolGrades 9-127.5 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2008

Materials

  • Roof: Shingle
  • Construction materials: Frame,Log,Wood Siding,Log Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Chalet,Cabin,Traditional,Country,Cottage,Craftsman,See Remarks
  • Property subType: Residential

Interior

Appliances

  • Appliances included: Refrigerator,Range,Oven,Microwave,Dishwasher,Washer,Dryer,Freezer,See Remarks
  • Laundry features: Main Level,Mud Room,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bedrooms: 2

Features

  • Pantry,Ceiling Fan(s),Wet Bar,Cathedral Ceiling(s),Sheetrock,Wood,Loft,Additional Dwelling Unit,See Remarks,Eat-in Kitchen,High Speed Internet
  • Window features: Insulated Windows,Wood Frames
  • Flooring: Wood,Tile
  • Number of fireplaces: 2
  • Fireplace features: Ventless,Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,556
  • Total interior livable area: 3,556 sqft

Master Bedroom

  • Level: Main,Upper

Property

Details

  • Parcel number: 0035 A 138

Features

  • Levels: Two,Three Or More
  • Stories: 3
  • Patio & porch: Front Porch,Deck,Covered,Open,Wrap Around,See Remarks
  • Exterior features: Storage,Private Yard,Fire Pit,Garage Apartment
  • Has spa: Yes
  • Spa features: Heated
  • Has view: Yes
  • View description: Mountain(s),Seasonal,Year Round,Lake,Creek/Stream,Long Range,Trees/Woods
  • Has water view: Yes
  • Water view: Lake,Creek/Stream
  • Waterfront features: Creek,Small Lake/Pond
  • Frontage type: Road,Creek,Small Lake/Pond
  • Topography of land: Level,Sloping,Wooded

Lot

  • Lot size: 1.40 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage,Driveway,Gravel
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Drought
    DroughtRelatively High
  • Landslide
    LandslideRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Tornado
Drought
Landslide
Strong Wind
Hail
Ice Storm
Wildfire

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,677$56,124
Home Insurance *$331$3,972
Property Taxes $651$7,812
Electricity $345$4,145
Total$6,004$72,048
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$205,851/yr
40% on housing$180,120/yr
45% on housing$160,106/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$260This listing

vs Other Active Listings

Avg $/sqft

ZIP 30513$291
Fannin County$279

vs Homes Sold Last Month

Median $/sqft

ZIP 30513
Fannin County$299

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-02Listed for sale$925,000
2012-01-27Sold$219,000
2007-05-14Sold$38,500

For Sale by Agent

AgentJulie Fitts Queen
BrokerageREMAX Town & Country - Blue Ridge

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