175 Bell Rd, Mineral Bluff, GA, 30559
About This Home
Discover the perfect blend of country living and mountain charm with this rare 5.9-acre unrestricted property just minutes from downtown Blue Ridge and McCaysville. Offering a beautiful mix of pasture, creek frontage, and usable land, this property provides the freedom and flexibility to create the lifestyle you've been dreaming of. The one-level cabin features 2 bedrooms and 1 bath, with recent updates including a new HVAC system and new stainless steel appliances. A fenced backyard offers space for pets, gardening, and outdoor enjoyment, while the surrounding acreage provides room to roam and take in the peaceful mountain setting. The land is the true star of the property. A picturesque creek winds through the acreage, complemented by open pasture areas ideal for animals, gardening, recreation, or simply enjoying the beauty of your own private retreat. With unrestricted acreage and several potential building sites, there is plenty of room for additional homes, guest cabins, barns, workshops, or other improvements. The existing cabin would make an excellent full-time residence, weekend getaway, or short-term rental, with ample space remaining to expand and build additional homes or cabins. Conveniently located near Blue Ridge and McCaysville, you'll enjoy easy access to shopping, dining, entertainment, and outdoor adventures while still experiencing the privacy and tranquility of country living. Properties with this combination of usable acreage, creek frontage, unrestricted land, and future potential are increasingly hard to find. Come explore the possibilities and make this special North Georgia property your own.
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Property condition: Resale
- Year built: 1999
Materials
- Roof: Shingle
- Construction materials: Frame,Log Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch,Cabin,Country
- Property subType: Residential
Interior
Appliances
- Appliances included: Refrigerator,Range,Microwave,Dishwasher,Washer,Dryer
- Laundry features: Main Level
Basement
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bedrooms: 2
Features
- Ceiling Fan(s),Cathedral Ceiling(s),Wood,Eat-in Kitchen
- Window features: Insulated Windows,Wood Frames
- Flooring: Wood
- Number of fireplaces: 1
- Fireplace features: Ventless,Gas Log
- Fireplace: Yes
Heating & Cooling
- Heating features: Central,Heat Pump
- Cooling features: Central Air,Heat Pump
Interior Area
- Total structure area: 864
- Total interior livable area: 864 sqft
Master Bedroom
- Level: Main
Property
Details
- Parcel number: 0047 0721B
Features
- Levels: One
- Stories: 1
- Patio & porch: Front Porch,Deck
- Exterior features: Pasture,Private Yard
- Has view: Yes
- View description: Mountain(s),Seasonal
- On waterfront: Yes
- Waterfront features: Creek
- Frontage type: Road,Creek
- Topography of land: Level,Sloping
Lot
- Lot size: 5.90 Acres
Parking
- Parking features: Driveway,Gravel
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Lightning
- Strong Wind
- Tornado
- Hail
- Ice Storm
- Landslide
- Wildfire
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Georgia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,022 | $24,264 |
| Home Insurance * | $144 | $1,728 |
| Property Taxes | $282 | $3,384 |
| Electricity | $219 | $2,637 |
| Total | $2,667 | $32,004 |
Income You'd Need if You Spent...
Georgia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-04 | Listed for sale | $399,900 |
For Sale by Agent
View on Zillow