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141 Friendship Ln, Mineral Bluff, GA, 30559

1beds
1baths
480sqft
$250,000
$521price/sqft
$1,656/moest. monthly cost
$66,240/yrincome needed

About This Home

Discover your perfect mountain retreat with this charming one-bedroom, one-bathroom house that offers the best of North Georgia living. Nestled along pristine creek frontage, you'll wake up to the gentle sounds of flowing water and enjoy endless opportunities for fishing right in your backyard. This delightful property sits on unrestricted land, giving you the freedom to make it truly your own. Whether you're dreaming of a peaceful getaway or considering a short-term rental investment, this gem delivers on both fronts. The cozy interior provides comfortable living space, while the outdoor amenities really steal the show. The property features a practical outbuilding for extra storage and dedicated recreational vehicle parking, making it ideal for adventure enthusiasts. Adding to its appeal, established grapevines hint at the land's agricultural potential. Location couldn't be better, with downtown just four miles away for convenient access to dining and shopping. Ron Henry Horseshoe Bend Park sits nearby for additional outdoor recreation, while essential services like grocery shopping remain easily accessible. This unique combination of creek-side tranquility, investment potential, and mountain convenience rarely comes to market. The property offers that elusive balance between peaceful seclusion and practical accessibility that mountain living enthusiasts seek.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

Construction

Condition

  • Year built: 1988

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential

Interior

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Full bathrooms: 1

Property

Lot

  • Lot size: 1 Acres

Parking

  • Parking features: Driveway,Gravel
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Inland Flooding
Strong Wind
Tornado
Earthquake
Hail
Ice Storm
Landslide
Wildfire

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,264$15,168
Home Insurance *$90$1,080
Property Taxes $83$996
Electricity $219$2,637
Total$1,656$19,872
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$56,777/yr
40% on housing$49,680/yr
45% on housing$44,160/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$521This listing

vs Other Active Listings

Avg $/sqft

ZIP 30559$254
Fannin County$280

vs Homes Sold Last Month

Median $/sqft

ZIP 30559
Fannin County$299

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

No price history available

For Sale by Agent

AgentTanya Bailey
BrokerageNorth Georgia Mountain Realty

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