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595 Timberlake Rd, Blue Ridge, GA, 30513

2beds
1baths
1,032sqft
$335,000
$325price/sqft
$2,265/moest. monthly cost
$90,600/yrincome needed

About This Home

Cozy cabin located on 1.05 acres with frontage on approx. 200 feet on rushing Kyle Creek. One-level living on flat usable land. This 2/1 home is perfect for full-time living, part-time living, or a short-term rental. Relax on the newly updated deck while drinking coffee and listening to the creek.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

6/10
7/10
5/10
Fannin County High SchoolGrades 9-126.9 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1987

Materials

  • Roof: Metal
  • Construction materials: Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Cottage
  • Property subType: Residential

Interior

Appliances

  • Appliances included: Refrigerator,Range,Microwave
  • Laundry features: Main Level

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Features

  • Window features: Insulated Windows
  • Flooring: Wood
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,032
  • Total interior livable area: 1,032 sqft

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 0050 86K

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Front Porch,Deck
  • Exterior features: Private Yard,Fire Pit
  • Has view: Yes
  • View description: Creek/Stream,Trees/Woods
  • Has water view: Yes
  • Water view: Creek/Stream
  • On waterfront: Yes
  • Waterfront features: Creek
  • Waterbody name: Kyle Creek
  • Frontage type: Road,Creek
  • Topography of land: Level,Sloping

Lot

  • Lot size: 1.05 Acres

Parking

  • Parking features: Driveway,Gravel
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Inland Flooding
Strong Wind
Tornado
Earthquake
Hail
Ice Storm
Landslide
Wildfire

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,693$20,316
Home Insurance *$120$1,440
Property Taxes $233$2,796
Electricity $219$2,637
Total$2,265$27,180
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$77,657/yr
40% on housing$67,950/yr
45% on housing$60,400/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$325This listing

vs Other Active Listings

Avg $/sqft

ZIP 30513$293
Fannin County$280

vs Homes Sold Last Month

Median $/sqft

ZIP 30513
Fannin County$299

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Listed for sale$335,000
2026-03-07Listing removed$334,900
2026-02-13Price change$334,900
2026-02-06Listed for sale$335,000
2010-09-15Sold$103,000

For Sale by Agent

AgentMary Ann Brown
BrokerageColdwell Banker High Country Realty - Blue Ridge

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