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308 Hemlock Trl, Blue Ridge, GA, 30513

2beds
2baths
--sqft
$799,000
--price/sqft
$5,065/moest. monthly cost
$202,600/yrincome needed

About This Home

Creekfront Cabin Retreat on Fighting Town Creek 308 Hemlock Trail Blue Ridge, GA Welcome to your mountain getaway on the rolling waters of Fighting Town Creek with all new paved roads. This charming 2-bedroom, 2-bath cabin is the perfect blend of comfort and adventure. Step inside and you'll find a warm wood interior with a vaulted great room, cozy stone fireplace, and plenty of natural light pouring in through the windows. The outdoors is where this cabin truly shines relax on the expansive decks, enjoy morning coffee in the screened porch, or gather around the fire pit right beside the creek for evenings filled with roasted marshmallows and laughter. The sound of the rushing water sets the perfect backdrop for relaxation. For those who love a little adventure, put in a tube at the Power Dam Bridge and float for about 1.5 hours right back to your own backyard. On warm days, you can swim in the creek, cast a line, or simply unwind with the soothing sounds of nature all around you. Whether you're looking for a full-time home, a weekend escape, or a short-term rental investment, this cabin delivers it all -privacy, water frontage, and that quintessential Blue Ridge charm. Come experience the magic of Fighting Town Creek where relaxation meets adventure.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

6/10
7/10
5/10
Fannin County High SchoolGrades 9-125.7 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1999

Materials

  • Roof: Metal
  • Construction materials: Log,Log Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Cabin
  • Property subType: Residential

Interior

Appliances

  • Appliances included: Refrigerator,Range,Dishwasher
  • Laundry features: Laundry Closet

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s)
  • Flooring: Wood
  • Fireplace features: Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Electric

Property

Details

  • Parcel number: 0063 A 01704

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Storage
  • Waterfront features: River Front
  • Frontage type: River

Lot

  • Lot size: 0.40 Acres

Parking

  • Parking features: Driveway,Concrete
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Inland Flooding
Strong Wind
Tornado
Earthquake
Hail
Ice Storm
Landslide
Wildfire

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,040$48,480
Home Insurance *$286$3,432
Property Taxes $520$6,240
Electricity $219$2,637
Total$5,065$60,780
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$173,657/yr
40% on housing$151,950/yr
45% on housing$135,066/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 30513$289
Fannin County$278

vs Homes Sold Last Month

Median $/sqft

ZIP 30513
Fannin County$299

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-13Price change$839,000
2026-02-15Price change$849,000
2025-10-25Price change$850,000
2025-09-06Price change$875,000
2025-08-26Listed for sale$899,000
2017-04-10Sold$168,000

For Sale by Agent

AgentElizabeth Yeoman
BrokerageEXIT Realty Mountain View Properties

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