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227 S Ash Ave, Independence, MO, 64053

2beds
1baths
851sqft
$165,000
$194price/sqft
$1,396/moest. monthly cost
$55,840/yrincome needed

About This Home

Enjoy one-level living and peace of mind in this adorable bungalow on a double corner lot! Brand-new energy efficient HVAC system! The original clay sewer pipe was replaced from the house to the city connection in 2023 and the electrical was updated that same year. The large back yard with privacy fence is perfect for kids or pets. The outbuilding does have electrical and would make a great workshop or added storage. The updated interior features an open-concept layout, granite counter tops and stainless steel appliances, a bathroom with luxury features, and a walk-in closet in the main bedroom. Located in a quiet neighborhood with mature trees, this home offers the confidence of major system upgrades already completed, so you can simply move in and enjoy!

Getting Around

49
WalkingCar-Dependent
22
TransitMinimal Transit
34
BikeSomewhat Bikeable

Schools

4/10
3/10
Van Horn High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1909

Materials

  • Roof: Composition
  • Construction materials: Stone & Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Exhaust Fan,Refrigerator,Gas Range,Stainless Steel Appliance(s),Washer
  • Laundry features: Off The Kitchen

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bathroom1

  • Level: First

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: First

Features

  • Bidet,Ceiling Fan(s),Walk-In Closet(s)
  • Flooring: Luxury Vinyl
  • Finished area above ground: 851

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Electric

Interior Area

  • Total structure area: 851
  • Total interior livable area: 851 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Utility Room

  • Level: First

Property

Details

  • Parcel number: 14730032200000000

Features

  • Patio & porch: Deck,Porch
  • Fencing: Privacy,Wood

Lot

  • Lot size: 6,038 sqft
  • Features: Corner Lot

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hail
Heat Wave
Tornado

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $834$10,008
Home Insurance *$266$3,192
Property Taxes $155$1,860
Electricity $141$1,693
Total$1,396$16,752
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$47,862/yr
40% on housing$41,880/yr
45% on housing$37,226/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$194This listing

vs Other Active Listings

Avg $/sqft

ZIP 64053$69
Jackson County$160

vs Homes Sold Last Month

Median $/sqft

ZIP 64053$112
Jackson County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Listed for sale$165,000
2023-04-14Sold--
2023-03-12Pending sale$144,999
2023-03-08Listed for sale$144,999

For Sale by Agent

AgentRachel Jermain
BrokerageRoyal Oaks Realty

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