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287 Bell Loop, Chatsworth, GA, 30705

3beds
2baths
1,675sqft
$365,000
$218price/sqft
$2,586/moest. monthly cost
$103,440/yrincome needed

About This Home

One of a kind, beautiful” White House on a hill "setback from the road, offering both privacy and charm. Built in 2023 this beautifully maintained 3-bedroom, 2- bath home has already been thoughtfully upgraded. The primary suite features a brand-new tiled shower. A rustic barn door separates one side of the house offering privacy for visitors.Outdoor living shines with a custom 12x16 screened in porch and an additional 6x16 deck perfect for grilling or relaxing. Inside, the kitchen and bathrooms are finished with granite countertops, complimented by stainless steel appliances, including a whirlpool double oven. Warrantees on the washer, dryer and refrigerator convey with three years remaining. Step outside to enjoy a large, raised garden area and bird sanctuary surrounded by mature trees, plants, and shrubs. The back yard is fully fenced in to keep unwanted critters out. Gutter guards have been installed to keep maintenance low. Additional features include an 8x12 storage shed with ramp access, and an oversized two-car garage complete with epoxy flooring, workbench, cabinets, shelving, and even an extra refrigerator. The front porch also features fresh epoxy for a clean polished look. Located in a neighborhood with a large loop - perfect for walking and enjoying the outdoors. This home offers both comfort and lifestyle. Much of the furnishings are negotiable. This is truly a must-see property!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

5/10
4/10
Gladden Middle SchoolGrades 7-84.4 mi
5/10
Murray County High SchoolGrades 9-123.9 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2023

Materials

  • Foundation: See Remarks
  • Roof: Shingle
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Range,Microwave,Refrigerator,Washer
  • Laundry features: Laundry Room,Main Level

Basement

  • Basement: None

Bedroom

  • Features: Master on Main, Split Bedroom Plan

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Features: Other

Features

  • Double Vanity,Vaulted Ceiling(s),Walk-In Closet(s)
  • Window features: Storm Window(s)
  • Flooring: Laminate,Wood
  • Fireplace features: None
  • Finished area above ground: 1,675
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,675
  • Total interior livable area: 1,675 sqft

Kitchen

  • Features: Breakfast Bar, Solid Surface Counters, Stone Counters

Master Bathroom

  • Features: Double Vanity, Shower Only

Master Bedroom

  • Features: Master on Main, Split Bedroom Plan
  • Level: Master on Main, Split Bedroom Plan

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0032C 031 085
  • Other equipment: None
  • Horse amenities: None

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered,Patio,Screened
  • Exterior features: None,No Dock
  • Spa features: None
  • Fencing: Fenced
  • Has view: Yes
  • View description: Trees/Woods
  • Waterfront features: None
  • Waterbody name: None

Lot

  • Lot size: 0.69 Acres
  • Features: Wooded
  • Lot size dimensions: 94x263x116x254

Parking

  • Total spaces: 2
  • Parking features: Attached,Driveway,Garage,Garage Door Opener,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Tornado
Earthquake
Hail
Inland Flooding

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,845$22,140
Home Insurance *$206$2,472
Property Taxes $316$3,792
Electricity $219$2,637
Total$2,586$31,032
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$88,662/yr
40% on housing$77,580/yr
45% on housing$68,960/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 7.0%
7.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$218This listing

vs Other Active Listings

Avg $/sqft

ZIP 30705$139
Murray County$155

vs Homes Sold Last Month

Median $/sqft

ZIP 30705$151
Murray County$148

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-11Listed for sale$365,000
2023-08-29Sold$305,000

For Sale by Agent

AgentRalph Harvey
BrokerageLISTWITHFREEDOM.COM

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