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1240 Old Highway 411, Chatsworth, GA, 30705

3beds
2baths
1,320sqft
$219,900
$167price/sqft
$1,514/moest. monthly cost
$60,560/yrincome needed

About This Home

CHARMING COTTAGE WITH FENCED IN YARD JUST SOUTH OF CHATSWORTH, FEATURES INCLUDE 3 BEDROOMS, 1 1/2 BATHS, KKITCHEN, SEPARATE DINING ROOM, LAUNDRY CLOSET, PANTRY, ROCKING CHAIR FRONT PORCH, SIDE DECK PLUS LARGE DECK ON BACK, CENTRAL HEAT AND AIR, NEW LIGHT FIXTURES AND CEILING FANS

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

5/10
Coker Elementary SchoolGrades PK-64.0 mi
4/10
Gladden Middle SchoolGrades 7-84.8 mi
5/10
Murray County High SchoolGrades 9-124.9 mi

Construction

Condition

  • Year built: 1942

Materials

  • Foundation: Crawl Space/Masonry
  • Roof: Architectural,Ridge Vent(s)
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Oven/Range Combo-Gas,Electric Water Heater
  • Laundry features: Laundry Closet

Basement

  • Has basement: Yes
  • Basement: Partial

Bedroom2

  • Level: First

Bedroom3

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2

Features

  • Ceiling Fan(s),Split Bedrooms,Walk-In Closet(s),Pantry(s),Formal-Separate DR
  • Door features: Storm Door(s)
  • Window features: Window Treatments,Blinds
  • Flooring: Laminate
  • Fireplace features: Living Room,Other Bedroom(s),Other-See Remarks
  • Fireplace: Yes
  • Attic: Access Panel

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 1,320
  • Total interior livable area: 1,320 sqft

Master Bathroom

  • Features: None

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 0069 140
  • Other equipment: Propane Tank-Leased

Features

  • Levels: One
  • Patio & porch: Deck
  • Fencing: Enclosed,Chain Link

Lot

  • Lot size: 0.32 Acres
  • Features: Cleared-Mostly,Level-Mostly
  • Lot size dimensions: 187.11 x 61.14 x 171.2 x 100

Parking

  • Parking features: No Garage
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Tornado
Hail
Inland Flooding

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,111$13,332
Home Insurance *$124$1,488
Property Taxes $60$720
Electricity $219$2,637
Total$1,514$18,168
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$51,908/yr
40% on housing$45,420/yr
45% on housing$40,373/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 7.0%
7.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$167This listing

vs Other Active Listings

Avg $/sqft

ZIP 30705$140
Murray County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 30705$151
Murray County$148

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$219,900
2025-11-01Listing removed$219,900
2025-07-01Price change$219,900
2025-05-12Listed for sale$224,900
2025-02-18Listing removed$219,900
2024-11-22Listed for sale$219,900
2024-11-10Listing removed$224,900
2024-10-01Price change$224,900
2024-08-01Price change$234,900
2024-06-25Listed for sale$244,900
2021-11-18Sold$85,000
2021-10-22Contingent$85,000
2021-10-22Listed for sale$85,000
2006-12-28Sold$75,000

For Sale by Agent

AgentMary Weaver
BrokerageColdwell Banker Kinard Realty - Dalton

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