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343 Sawgrass Trl, Sioux Center, IA, 51250

5beds
3baths
4,146sqft
$525,000
$127price/sqft
$3,688/moest. monthly cost
$147,520/yrincome needed

About This Home

Spacious and beautifully designed, this 5-bedroom, 3.5-bath home in desirable South Ridge Estates offers an impressive blend of comfort, functionality, and style. From the moment you step inside, you’ll appreciate the grand feel, open layout, and thoughtful design throughout. Complete with a 3-stall garage and a fully finished basement featuring 9-foot ceilings, this home provides exceptional space for both everyday living and entertaining. The lower level is truly a standout, featuring a large wet bar and versatile flex space currently used as a private salon suite. Whether you envision a home office, gym, studio, guest suite, or additional entertainment area, the possibilities are endless. Additional highlights include a spacious primary suite, central vacuum system, and a new roof installed in 2022. With its incredible space, flexibility, and attention to detail, this is a home that must be seen in person to fully appreciate everything it has to offer.

Getting Around

34
WalkingCar-Dependent
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

8/10
Kinsey Elementary SchoolGrades K-31.0 mi
6/10
4/10
Sioux Center High SchoolGrades 9-122.3 mi

Construction

Condition

  • Year built: 2015

Materials

  • Roof: Shingle

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Water Softener: Included
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Central Vacuum,Master Bath,Master WI Closet,Wet Bar,Granite/Quartz,Kitchen Island
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area below ground: 1,950
  • Finished area above ground: 2,196

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,146
  • Total interior livable area: 4,146 sqft

Property

Details

  • Parcel number: 1616128012

Features

  • Patio & porch: Patio

Lot

  • Lot size: 0.36 Acres
  • Features: Lawn Sprinkler System

Parking

  • Total spaces: 3
  • Parking features: Attached,Concrete
  • Has garage: Yes
  • Attached garage spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Hail
Tornado
Winter Weather
Cold Wave
Inland Flooding
Ice Storm
Strong Wind
Drought
Lightning

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,654$31,848
Home Insurance *$329$3,948
Property Taxes $396$4,752
Electricity $309$3,711
Total$3,688$44,256
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$126,445/yr
40% on housing$110,640/yr
45% on housing$98,346/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.9%
13.9%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$127This listing

vs Other Active Listings

Avg $/sqft

ZIP 51250$190
Sioux County$165

vs Homes Sold Last Month

Median $/sqft

ZIP 51250
Sioux County$139

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-08Price change$525,000
2026-05-15Listed for sale$550,000
2015-07-09Sold$377,500

For Sale by Agent

AgentJessica Alvarez
BrokerageCentury 21 Signature RE

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