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646 Hayes St, Morgantown, WV, 26501

2beds
2baths
1,000sqft
$162,000
$162price/sqft
$1,247/moest. monthly cost
$49,880/yrincome needed

About This Home

Tucked away in a sought-after, established neighborhood, this charming 2-bedroom, 1-bath bungalow offers the perfect blend of comfort and location. The highlight is the expansive, private backyard that backs directly onto a park—giving you no rear neighbors and immediate access to recreational trails, playgrounds, and green space. The detached garage provides excellent storage or workshop potential, while the generous yard offers endless possibilities for entertaining, gardening, or enjoying quiet evenings outdoors. Whether you're starting out, downsizing, or searching for a home in a mature community, this bungalow is full of opportunity in a setting that's hard to beat.

Getting Around

37
WalkingCar-Dependent
0
TransitVery Limited Transit
51
BikeBikeable

Schools

6/10
7/10
South Middle SchoolGrades 6-80.3 mi
7/10
Morgantown High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1940

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Frame,Block,Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Dishwasher,Refrigerator,Washer,Dryer
  • Laundry features: Washer Hookup

Basement

  • Level: Basement

Basement

  • Has basement: Yes
  • Basement: Full,Partial,Finished,Partially Finished,Walk-Out Access,Interior Entry

Bedroom2

  • Features: Ceiling Fan(s),Wood Floor
  • Level: First
  • Area: 100

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1

Family Room

  • Level: Basement
  • Area: 280

Features

  • Door features: Storm Door(s)
  • Flooring: Wood,Vinyl,Tile,Luxury Vinyl Plank
  • Fireplace features: None
  • Attic: Storage Only
  • Finished area below ground: 300
  • Finished area above ground: 700

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Heat Pump,Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 1,400
  • Total interior livable area: 1,000 sqft

Kitchen

  • Features: Wood Floor,Balcony/Deck
  • Level: First
  • Area: 108

Living Room

  • Features: Wood Floor,Dining Area
  • Level: First
  • Area: 156

Master Bedroom

  • Level: First
  • Area: 100

Property

Details

  • Parcel number: 3109004005790000
  • Zoning description: Restricted Residential

Features

  • Levels: 2
  • Stories: 2
  • Patio & porch: Porch
  • Exterior features: Private Yard
  • Fencing: Other
  • Has view: Yes
  • View description: Neighborhood
  • Waterfront features: None

Lot

  • Lot size: 6,969 sqft
  • Features: Level
  • Lot size dimensions: Irregular

Parking

  • Total spaces: 3
  • Parking features: 3+ Cars
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind

FEMA Declared Disasters Across West Virginia Counties

Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $819$9,828
Home Insurance *$70$840
Property Taxes $177$2,124
Electricity $181$2,178
Total$1,247$14,964
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$42,754/yr
40% on housing$37,410/yr
45% on housing$33,253/yr

West Virginia FAIR Plan Programs

West Virginia Essential Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 260Commercial: 43
Total Premiums$274,000
Total Exposure$30.03M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 8.0%
8.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.7%
-1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$162This listing

vs Other Active Listings

Avg $/sqft

ZIP 26501$123
Monongalia County$160

vs Homes Sold Last Month

Median $/sqft

ZIP 26501$143
Monongalia County$158

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Contingent$162,000
2026-08-02Price change$162,000
2026-07-22Listed for sale$170,000
2024-08-28Listing removed$125,000
2021-08-30Sold$125,000
2021-07-06Listed for sale$125,000
2016-04-19Sold$100,000
2016-02-15Pending sale$104,000
2016-01-26Price change$104,000
2015-11-05Listed for sale$109,500
2012-03-14Listing removed$95,000
2011-12-01Price change$95,000
2011-10-21Listed for sale$99,000

For Sale by Agent

AgentJOSHUA MILLER
BrokerageBLUE SKY REALTY, LLC

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