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263 Overdale St, Morgantown, WV, 26501

3beds
1baths
1,200sqft
$225,000
$188price/sqft
$1,499/moest. monthly cost
$59,960/yrincome needed

About This Home

Step into timeless charm with this classic 1920 home located on Overdale Street in Morgantown. Rich with character from a bygone era, this inviting residence offers 3 bedrooms and 1 full bath, blending historic appeal with everyday functionality. The home features an unfinished basement that provides ample storage space or potential for future customization. Outside, the low-maintenance yard offers the perfect balance of outdoor enjoyment without the burden of extensive upkeep. Conveniently located close to local amenities, this property presents a wonderful opportunity to own a piece of Morgantown’s history while making it your own.

Getting Around

71
WalkingVery Walkable
0
TransitVery Limited Transit
53
BikeBikeable

Schools

5/10
6/10
South Middle SchoolGrades 6-81.0 mi
7/10
Morgantown High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Stone,Other
  • Roof: Shingle
  • Construction materials: Frame,Cedar,Wood Siding,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: American Four Square
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Dishwasher,Refrigerator,Gas Stove Connection

Basement

  • Level: Basement

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished,Concrete

Bedroom2

  • Features: Wood Floor
  • Level: Second
  • Area: 117.3

Bedroom3

  • Features: Wood Floor
  • Level: Second
  • Area: 121.8

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Wood Floor
  • Level: First
  • Area: 158.641

Features

  • Flooring: Wood,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Stove Insert
  • Fireplace: Yes
  • Attic: Other
  • Finished area below ground: 0
  • Finished area above ground: 1,200

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,775
  • Total interior livable area: 1,200 sqft

Kitchen

  • Features: Vinyl Flooring,Pantry
  • Level: First
  • Area: 129.98

Living Room

  • Features: Fireplace,Wood Floor
  • Level: First
  • Area: 263.34000000000003

Master Bedroom

  • Level: Second
  • Area: 116.64

Property

Details

  • Parcel number: 311006080000
  • Zoning description: General Residential

Features

  • Levels: 2
  • Stories: 2
  • Patio & porch: Porch
  • Fencing: Partial
  • Has view: Yes
  • View description: Neighborhood
  • Waterfront features: None

Lot

  • Lot size: 1,725 sqft
  • Features: Level,Other
  • Lot size dimensions: 57.50 x 30

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Lightning

FEMA Declared Disasters Across West Virginia Counties

Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,137$13,644
Home Insurance *$97$1,164
Property Taxes $84$1,008
Electricity $181$2,178
Total$1,499$17,988
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$51,394/yr
40% on housing$44,970/yr
45% on housing$39,973/yr

West Virginia FAIR Plan Programs

West Virginia Essential Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 260Commercial: 43
Total Premiums$274,000
Total Exposure$30.03M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 8.0%
8.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.7%
-1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$188This listing

vs Other Active Listings

Avg $/sqft

ZIP 26501$122
Monongalia County$160

vs Homes Sold Last Month

Median $/sqft

ZIP 26501$143
Monongalia County$158

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Price change$240,000
2026-04-16Price change$256,500
2026-04-06Price change$259,500
2026-03-12Price change$264,400
2026-03-07Price change$263,000
2026-02-13Listed for sale$270,000
2023-03-15Listing removed--
2023-03-02Listed for rent$1,400
1974-09-23Sold$21,500

For Sale by Agent

AgentZECH BEARD
BrokerageTHE AGENCY - MORGANTOWN

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