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8532 Adams St, Port Austin, MI, 48467

2beds
1baths
768sqft
$219,900
$286price/sqft
$1,649/moest. monthly cost
$65,960/yrincome needed

About This Home

Perfectly positioned in the heart of the Village of Port Austin, this charming coastal cottage offers the ideal blend of small-town charm and investment potential. Just a short stroll from downtown shops and restaurants, the famous Port Austin Farmers Market, beautiful beaches, and the marina, this property is perfectly suited as a relaxing second home or an income-producing getaway. Currently operating as a grandfathered short-term rental, the 2026 rental licensure has already been secured and paid for, making this a rare turnkey opportunity for investors and vacation home buyers alike. Inside, you'll find a warm and inviting interior highlighted by classic knotty pine accents and tasteful updates throughout. Low-maintenance flooring adds both style and convenience, while mini-split heating and cooling systems add efficient climate control. The attached garage includes a laundry area for added practicality. Step outside to enjoy summer evenings on the spacious 20x20 rear deck overlooking the fully fenced backyard -- perfect for entertaining, pets, or simply unwinding after a day at the beach. Furnishings are negotiable, offering the potential for a truly turnkey summer retreat. Whether you're looking for a personal escape, a profitable rental, or both, this Port Austin gem checks all the boxes.

Getting Around

45
WalkingCar-Dependent
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

7/10
North Huron SchoolGrades K-127.1 mi

Construction

Condition

  • Year built: 1940

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: No

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Heating & Cooling

  • Heating features: Other
  • Cooling features: Central Air

Interior Area

  • Total structure area: 768
  • Total interior livable area: 768 sqft

Property

Details

  • Parcel number: 3783035900

Parking

  • Total spaces: 1
  • Parking features: GarageAttached
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Winter Weather
Strong Wind
Tsunami

FEMA Declared Disasters in Huron County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,111$13,332
Home Insurance *$154$1,848
Property Taxes $196$2,352
Electricity $188$2,259
Total$1,649$19,788
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$56,537/yr
40% on housing$49,470/yr
45% on housing$43,973/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.8%
3.8%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$286This listing

vs Other Active Listings

Avg $/sqft

ZIP 48467$121
Huron County$130

vs Homes Sold Last Month

Median $/sqft

ZIP 48467
Huron County$103

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-10Listed for sale$224,900
2022-06-09Listing removed--
2022-05-05Pending sale$164,900
2022-05-04Listed for sale$164,900
2019-12-12Listing removed$99,900
2019-11-21Listed for sale$99,900

For Sale by Agent

AgentLance Tibbits
BrokerageScenic Realty Co.

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