See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

325 Hamilton St, Holly Springs, MS, 38635

2beds
2baths
1,700sqft
$190,000
$112price/sqft
$1,554/moest. monthly cost
$62,160/yrincome needed

About This Home

Welcome to this 2 bedroom, 2 bathroom home that combines comfort and charm. The living room is spacious and inviting, offering a great place to relax or entertain. The kitchen is nicely laid out, making mealtime a breeze. The primary bedroom features its own fireplace, adding a cozy and unique touch. You'll also enjoy the large laundry room for added convenience and a deck out back that's perfect for outdoor gatherings. This home has plenty to offer and is ready for its next chapter.

Getting Around

47
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

7/10
6/10
Holly Springs High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1954

Materials

  • Foundation: Slab
  • Roof: Asphalt
  • Construction materials: Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Exhaust Fan
  • Laundry features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Partial,Sump Pump

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s)
  • Door features: Storm Door(s)
  • Window features: Blinds,Insulated Windows,Storm Window(s),Window Treatments
  • Flooring: Carpet,Combination,Linoleum,Wood
  • Fireplace features: Master Bedroom
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 1,700
  • Total interior livable area: 1,700 sqft

Property

Details

  • Parcel number: 093f0603900

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Porch
  • Exterior features: Rain Gutters
  • Fencing: Back Yard,Wire,Fenced

Lot

  • Lot size: 0.43 Acres
  • Features: Cul-De-Sac

Parking

  • Parking features: No Garage,Parking Pad,Gravel
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Earthquake
Heat Wave
Lightning
Hail
Inland Flooding
Strong Wind
Wildfire

FEMA Declared Disasters in Marshall County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $960$11,520
Home Insurance *$181$2,172
Property Taxes $221$2,652
Electricity $192$2,304
Total$1,554$18,648
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$53,280/yr
40% on housing$46,620/yr
45% on housing$41,440/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -8.5%
-8.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$112This listing

vs Other Active Listings

Avg $/sqft

ZIP 38635$134
Marshall County$143

vs Homes Sold Last Month

Median $/sqft

ZIP 38635$114
Marshall County$177

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-07Price change$190,000
2026-03-16Price change$195,000
2025-11-18Price change$200,000
2025-10-03Listed for sale$210,000
2021-08-16Sold--
2021-06-21Listed for sale$125,000

For Sale by Agent

AgentPamela R Colvin
BrokerageKeller Williams Realty - Getwell

Similar Homes