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1423 N Red Banks Rd, Red Banks, MS, 38661

4beds
2baths
2,874sqft
$405,000
$141price/sqft
$3,136/moest. monthly cost
$125,440/yrincome needed

About This Home

You will love this charming home set on 2.8 peaceful acres! This inviting, country property offers the perfect balance of space, comfort, and functionality with four bedrooms and two full baths. The thoughtfully designed split floor plan provides privacy for the primary suite while keeping the additional bedrooms tucked away on the opposite side of the home. There is also one additional bedroom upstairs that could also be considered as a bonus room or flex space. At the heart of the home you'll find both a spacious living room and a separate family room, connected by a stunning two sided fireplace. Ideal for creating distinct living spaces, while still maintaining a warm, cohesive feel. Whether hosting guests or enjoying a quiet evening at home, this layout offers flexibility for every lifestyle. The open concept kitchen and dining room area flow seamlessly into the living room, creating an ideal gathering space. The kitchen features a center island, stainless steel appliances, and generous counter space. All positioned to overlook the picturesque front yard and serene pond view just beyond a beautiful, oversized front porch. It will invite you to slow down and take it all in. Perfect for morning coffee or evening unwinding while enjoying the peaceful water view and surrounding countryside. You will also step outside to a spacious backyard designed for both relaxation and versatility. An enclosed patio creates a charming sun porch, an ideal spot to unwind while taking in the quiet scenic sunsets. There is plenty of space for a huge garden to grow what your heart desires. A delightful storage building styled to resemble a small home, offers endless possibilities as a she shed, hobby space, or creative retreat. In addition to the attached two car garage, a large detached two car garage also provides ample room for vehicles, equipment, or workshop space. Perfect for projects, or outdoor enthusiasts. If you're looking for peaceful country living with room to grow, this property delivers space, versatility, and scenic charm in every direction. Setup your private showing today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

7/10
6/10
Holly Springs High SchoolGrades 9-1210.0 mi

Construction

Condition

  • Property condition: Move In Ready
  • Year built: 2008

Materials

  • Foundation: Slab
  • Roof: Architectural Shingles
  • Construction materials: Brick,Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Microwave,Stainless Steel Appliance(s),Water Heater
  • Laundry features: Laundry Room

Bathroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Family Room

  • Level: First

Features

  • Ceiling Fan(s),Kitchen Island,Open Floorplan,Pantry,Primary Downstairs,Walk-In Closet(s)
  • Door features: Dead Bolt Lock(s),Storm Door(s)
  • Flooring: Carpet,Laminate,Tile
  • Fireplace features: Double Sided,Gas Log,Great Room,Living Room,Propane,Ventless
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Fireplace(s),Propane
  • Cooling features: Ceiling Fan(s),Central Air,Gas

Interior Area

  • Total structure area: 2,874
  • Total interior livable area: 2,874 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 1973602600

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Enclosed,Front Porch,See Remarks
  • Exterior features: Rain Gutters
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Pond

Lot

  • Lot size: 2.80 Acres
  • Features: Rectangular Lot

Parking

  • Total spaces: 5
  • Parking features: Attached,Detached,Detached Carport,Garage Door Opener,Paved
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 5
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Tornado
Lightning
Cold Wave
Earthquake
Heat Wave
Inland Flooding
Strong Wind
Wildfire

FEMA Declared Disasters in Marshall County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,047$24,564
Home Insurance *$620$7,440
Property Taxes $202$2,424
Electricity $267$3,206
Total$3,136$37,632
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$107,520/yr
40% on housing$94,080/yr
45% on housing$83,626/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -8.5%
-8.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$141This listing

vs Other Active Listings

Avg $/sqft

ZIP 38661$165
Marshall County$142

vs Homes Sold Last Month

Median $/sqft

ZIP 38661$122
Marshall County$177

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Price change$440,000
2026-04-18Price change$454,900
2026-04-03Listed for sale$460,000
2022-02-18Listing removed--
2021-07-30Listed for sale$345,000

For Sale by Agent

AgentTrina M Jones
BrokerageDream Maker Realty

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