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341 W Congress St, Brookhaven, MS, 39601

3beds
2baths
1,421sqft
$97,500
$69price/sqft
$862/moest. monthly cost
$34,480/yrincome needed

About This Home

Seller offering assistance with buyer closing cost! Just over 1,400 square feet inside this three-bedroom, one bathroom home you'll be greeted by high ceilings and beautifully preserved original hardwood floors that add warmth and character throughout. Whether as an investment opportunity or as your primary residence, this home offers timeless charm in a great location just footsteps away from Brookhaven's downtown amenities.

Getting Around

73
WalkingVery Walkable
0
TransitVery Limited Transit
52
BikeBikeable

Schools

4/10
5/10
4/10
Brookhaven High SchoolGrades 9-120.7 mi

Construction

Condition

  • Property condition: Fixer
  • Year built: 1910

Materials

  • Foundation: Other
  • Roof: Other
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Other

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Other
  • Fireplace features: See Remarks
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Other
  • Cooling features: Other

Interior Area

  • Total structure area: 1,421
  • Total interior livable area: 1,421 sqft

Property

Details

  • Parcel number: B87182231

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Other
  • Exterior features: Other

Lot

  • Lot size: 0.25 Acres

Parking

  • Parking features: Other

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Hail
Hurricane
Heat Wave
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters in Lincoln County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $493$5,916
Home Insurance *$131$1,572
Property Taxes $46$552
Electricity $192$2,304
Total$862$10,344
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$29,554/yr
40% on housing$25,860/yr
45% on housing$22,986/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: 11.8%
11.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$69This listing

vs Other Active Listings

Avg $/sqft

ZIP 39601$99
Lincoln County$129

vs Homes Sold Last Month

Median $/sqft

ZIP 39601$109
Lincoln County$91

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-10Price change$97,500
2025-12-08Price change$120,000
2025-11-07Listed for sale$115,000
2025-10-24Listing removed$149,900
2025-09-16Listed for sale$149,900

For Sale by Agent

AgentTyler D Smith
BrokerageKeller Williams

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