See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

20 C G Smith Rd, Picayune, MS, 39466

3beds
2baths
2,214sqft
$335,000
$151price/sqft
$2,414/moest. monthly cost
$96,560/yrincome needed

About This Home

This home is tucked away w/a winding concrete driveway flanked by crepe myrtles & azaleas. It offers an inviting front porch, simple flowerbeds & a large front & back yard. It offers an open split floor plan w/ 3 bedrooms, 2 baths. The living room has vaulted ceilings, wood burning fireplace, views to dining room & eating bar. The kitchen is large w/ two walk-in pantries, eating bar, real wood cabinetry, & natural lighting. The primary bedroom is substantial, w/ natural lighting, tray ceilings, plush carpeting & a walk in closet. Primary bathroom has plenty of storage, extra large jetted tub, separate shower & a water closet. Bedrooms 1 & 2 are large, has natural lighting, pleasant colors & walk in closets. The laundry room is very large w/shelving & storage space. The garage is oversized that would accommodate today's large vehicles. The rear yard hosts a variety of fruit trees & vines. The workshop is 20x20 & additional storage shed is 16x11. All sits on 3.58 AC, Town in 7 minutes. Seller willing to give allowance towards upgrades.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
4/10
6/10

Construction

Condition

  • Property condition: Move In Ready
  • Year built: 1997

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Vinyl,Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Microwave,Refrigerator
  • Laundry features: Electric Dryer Hookup,Inside,Laundry Room,Main Level,Washer Hookup

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Breakfast Bar,Ceiling Fan(s),High Speed Internet,Open Floorplan,Pantry,Recessed Lighting,Soaking Tub,Storage,Tray Ceiling(s),Vaulted Ceiling(s),Walk-In Closet(s)
  • Window features: Blinds,Double Pane Windows,Drapes,Window Treatments
  • Flooring: Carpet,Other
  • Fireplace features: Living Room,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 2,214
  • Total interior livable area: 2,214 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Master Bathroom

  • Level: Main

Master Bedroom

  • Level: Main

Property

Accessibility

  • Accessibility features: Accessible Common Area,Accessible Entrance,Accessible Kitchen,Central Living Area

Details

  • Parcel number: 5178280000004301

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Front Porch,Rear Porch
  • Exterior features: Lighting,Rain Gutters
  • Fencing: None
  • Waterfront features: None

Lot

  • Lot size: 3.58 Acres
  • Features: Corners Marked,Few Trees,Front Yard,Irregular Lot,Level

Parking

  • Total spaces: 4
  • Parking features: Attached,Garage Door Opener,Inside Entrance,Lighted,Parking Pad,Storage,Direct Access,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hurricane
Heat Wave
Inland Flooding
Lightning
Strong Wind
Tornado
Cold Wave
Hail
Wildfire
Winter Weather

FEMA Declared Disasters in Pearl River County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,693$20,316
Home Insurance *$355$4,260
Property Taxes $161$1,932
Electricity $205$2,470
Total$2,414$28,968
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$82,765/yr
40% on housing$72,420/yr
45% on housing$64,373/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$151This listing

vs Other Active Listings

Avg $/sqft

ZIP 39466$132
Pearl River County$159

vs Homes Sold Last Month

Median $/sqft

ZIP 39466$136
Pearl River County$146

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-03Price change$335,000
2026-06-18Price change$349,000
2026-05-12Listed for sale$359,900

For Sale by Agent

AgentDonna H Molina
BrokerageThe Real Estate Co., LLC.

Similar Homes