12602 E 37th St N, Sugar Creek, MO, 64050
About This Home
Perfect opportunity to enjoy a little country feel while still being close to the city. Situated on approximately 1.5 acres, this charming bungalow offers an incredible value at $115,000. The home features a full basement with potential for additional finished living space, plus a detached two-car garage for extra storage, hobbies, or parking. Plenty of room to spread out, garden, entertain, or create your own private retreat. Whether you’re looking for your first home, investment opportunity, or a property with room to grow, this one offers endless possibilities at an affordable price. Seller Pays: Buyer uses Premium Title Services, the seller’s preferred title partner and closing agent. This lets the buyer bypass the title insurance fee, related search costs and reduced escrow/settlement fees, since the seller will cover those charges. The average charges for title search and insurance is $1225 & escrow/settlement fees is $875, resulting in an overall savings of ~$1660 for buyers, who opt for Premium Title Services.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1920
Materials
- Roof: Composition
- Construction materials: Metal Siding,Other
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Stone/Rock,Walk-Up Access
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Features
- Finished area below ground: 0
- Finished area above ground: 784
Heating & Cooling
- Heating features: Natural Gas
- Cooling features: Electric
Interior Area
- Total structure area: 784
- Total interior livable area: 784 sqft
Property
Details
- Parcel number: 15410021400000000
- Special condition: Bank Owned Property
Features
- Fencing: Metal
Lot
- Lot size: 1.53 Acres
- Features: Acreage
- Lot size dimensions: 124 x 540
Parking
- Total spaces: 2
- Parking features: Detached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Tornado
- Cold Wave
- Hail
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $523 | $6,276 |
| Home Insurance * | $122 | $1,464 |
| Property Taxes | $97 | $1,164 |
| Electricity | $141 | $1,693 |
| Total | $883 | $10,596 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-12 | Price change | $95,000 |
| 2026-07-15 | Price change | $103,500 |
| 2026-05-14 | Listed for sale | $115,000 |
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