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91 Herscel Mitchell Rd, Picayune, MS, 39466

5beds
4baths
3,121sqft
$625,000
$200price/sqft
$4,415/moest. monthly cost
$176,600/yrincome needed

About This Home

Welcome home to luxury country living! Built in 2020, this stunning custom 5-bedroom, 3.5-bath home is perfectly situated on just under 5 private acres, offering the peace of country living with an easy commute to New Orleans and the Mississippi Gulf Coast. Inside, you'll find soaring ceilings, rich luxury vinyl floors, an open-concept layout, custom cabinetry, marble countertops, a chef's kitchen with oversized island, and a spacious living area with built-ins and a beautiful brick fireplace. The spa-inspired primary suite features a freestanding soaking tub, oversized walk-in shower, and dual vanities. Step outside to the ultimate entertaining space with a covered patio, outdoor kitchen, fireplace, sonos surround sound inside and out with plenty of room to enjoy the surrounding acreage. Quality craftsmanship, timeless finishes, and room to grow make this exceptional property a rare opportunity you won't want to miss.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Construction

Condition

  • Property condition: Move In Ready
  • Year built: 2020

Materials

  • Foundation: Slab
  • Roof: Architectural Shingles
  • Construction materials: Brick,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Double Oven,Oven,Refrigerator
  • Laundry features: Main Level

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Bar,Bookcases,Built-in Features,Crown Molding,Double Vanity,High Ceilings,High Speed Internet,Kitchen Island,Pantry,Soaking Tub,Sound System,Storage,Walk-In Closet(s)
  • Flooring: Tile,Vinyl
  • Fireplace features: Gas Log,Living Room,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,121
  • Total interior livable area: 3,121 sqft

Property

Details

  • Parcel number: 6165150000002000

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Front Porch,Rear Porch
  • Exterior features: Built-in Barbecue,Gas Grill,Outdoor Kitchen,Private Yard,Rain Gutters
  • Fencing: None

Lot

  • Lot size: 4.83 Acres
  • Features: Cleared,Wooded

Parking

  • Total spaces: 6
  • Parking features: On Site,Paved
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Cold Wave
Heat Wave
Strong Wind
Tornado
Wildfire
Winter Weather
Tsunami

FEMA Declared Disasters in Pearl River County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,160$37,920
Home Insurance *$663$7,956
Property Taxes $302$3,624
Electricity $290$3,482
Total$4,415$52,980
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$151,371/yr
40% on housing$132,450/yr
45% on housing$117,733/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$200This listing

vs Other Active Listings

Avg $/sqft

ZIP 39466$131
Pearl River County$159

vs Homes Sold Last Month

Median $/sqft

ZIP 39466$136
Pearl River County$146

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Listed for sale$625,000

For Sale by Agent

AgentDevin L Smith
BrokerageThe Smith Team Realty Group DBA The Smith Group Realty

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